By: Revanche

My best reason for needing oodles and oodles of money

July 10, 2007

And while wealth doesn’t just mean access to gobs of cash, I’ll take that as a down payment. šŸ˜‰

Of course there are dozens of reasons why I’d love to be wealthy but my need to be is most poignant when I greet the morning (like this morning) with “ow” followed by “ow ow ow crap ow! Don’t move!” These sorts of mornings remind me how important it is to achieve a sustainable level of financial stability. It’s important to earn and save for the present, for the short term future and long term future. It’s not just important to me because I don’t like pain, but also to my immediate family for whom I cannot care if I’m out of commission and for my future family.

Health has been on my mind a lot lately. MaDucky’s not doing well, nor am I, and the biggest barrier we face in resolving those problems is financial. There’s nothing I’d love more than for Ma to quit working entirely for a period of time to deal with her health issues, but she can neither afford the time off or the cost of *serious* treatment and I’m sad to say that I can’t yet pay for her either. Ironically, if she were financially stable enough to do that, I think that’d go a long way to relieving her stress-related issues. If only I could add her to my health insurance, I think we’d have a far better shot at addressing her needs.

For myself, if I didn’t spend half of every month fussing over finances and overworking, at least some of this nastiness that I’m combating would be less intense. And there’s an alternative medicine center down south (not too far south, don’t worry!) I’d like to try, but taking a week off to spend money there is simply not an option. Heck, just a week off now and again would go a long way in reducing stress!

My financial planning is geared towards eliminating these obstacles, but the steady worsening of my family’s health firmly underscores the correlation between good healthcare and a sturdy financial base. If you cannot afford access to good healthcare, and cannot afford to take the time and effort required to USE that healthcare, it’s vanishingly unlikely that you’ll have satisfactory resolution or treatment of health problems.

The point has often been made that those of us scrimping and saving so much today are running the risk of being rich but too old and sick to enjoy the money, but if you’re going to be old and sick anyway, you’re really going to need money to address your health concerns. I don’t think relying on “the good die young” as a guarantor against needing a hefty retirement plan, Bruce Lee notwithstanding, is such a great idea. ‘sides, I’m not that good!!

5 Responses to “My best reason for needing oodles and oodles of money”

  1. mapgirl says:

    gee. I hope you and your mom feel better. Health is very important. I think I smartened up fast when I realized all my teeth were going to fall out if I didn’t take some serious action.

  2. Single Ma says:

    LOL @ your title. Staying healthy is definitely a good reason to be responsible with your finances. I hope you and Ma Dukes feel better soon.

  3. ~mapgirl~ Oy, sorry but the visual of your teeth falling out was sort of funny. I’m glad you’re keeping them! And thanks šŸ™‚

    ~Single ma~ Yes ma’am, can’t get healthy without that money apparently so… “mo’ money, mo’ better”!

  4. Access to great healthcare and money to cover it would dfinitiely reduce some of the health issues, especially if stress is making them worse.

    Not sure if you covered this in a previous post but is ur Mom eligible for any sort of state subsidized insurance.

  5. ~ToBB~ Ma has basic health insurance, the state wouldn’t cover more than that even if my income didn’t already disqualify her for it. Derned if I do make more, derned if I don’t, you know?

Leave a Reply

CommentLuv badge

This website and its content are copyright of A Gai Shan Life  | Ā© A Gai Shan Life 2024. All rights reserved.

Site design by 801red