May Snapshot
May 31, 2009
Retirement Savings |
Roth IRA: $3,843 |
Emergency Savings |
Catastrophe: $ 29,594 |
Short Term Goals |
Car Maintenance: $1,068 |
Long Term Goals |
House Down Payment: $101 |
Investment Loans |
Prosper-ish: $12,630 |
Total Assets |
Illiquid: $ 27,540 |
Debt and Liabilities |
AX: $154 |
Net Worth |
$ 91,513 (88,931) |
There wasn’t a whole lot of change this month other than dumping more into my retirement accounts. I did spend a lot, though, and I’m relieved that the damage doesn’t appear to be much worse.
The end of next month should be much more exciting!
Addendum: Clearly, I was too lazy to make any real comments when I first posted this. The overall numbers look goodish, but the reality is I saved next to nothing in cash, and spent a lot. More than half the credit card balance is covered by the car insurance fund, but the absolute numbers are still ridiculously high for someone approaching unemployment.
I’m not fussing about it, but I am publicly noting that the spending needs to stop or slow down to a trickle.
On the other hand, I AM flush with cash enough to be much more flexible in my approach to paychecks and bills. I kicked up my 403(b) contribution for one paycheck to the max, which leaves me with next to nothing in my second June check. There’s plenty of money in the expense fund, so that’s no sweat. And I’m getting my final check, complete with vacation hours, two weeks after the non-check, so there’s really no stress on that front. Being responsible is so worth this flexibility!