December 4, 2017

Net Worth & Life Report: November 2017

November 2017: Money and life report

On Money

Income

Our normal income comes from two full time day jobs.

We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks.

Our side income comes from Swagbucks, selling clothes on Poshmark which is hit or miss, using cash back sites like Ebates, Mr.Rebates, and tracking activity through Achievemint (my introduction to it).

The long term goal is to replace our day job income before my health declines enough to prevent me from working.

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November 30, 2017

Just a little (link) love: glasses edition

This is a really old news bit but it made me laugh inside so here is yet another good argument for my not dressing up in costume ever – this women’s group dressed up as pirates to get in the spirit for a talk they were hearing about pirates. Specifically the man who was held hostage by them….

My beloved Grandma (not to be confused with the mean abusive or negligent ones) ate this every morning: “Diep Tran, the Vietnamese-American chef of Good Girl Dinette in Los Angeles, told me that she wishes she could serve a breakfast of nothing but baguette accompanied by condensed milk diluted with hot water, for dipping. “It’s refugee food,” she said. “Proustian, kind of like Spam. But people get upset; they think they’re being ripped off.””

Representation matters: “The whole reason why it’s so difficult to raise a child and have a career in Japan is because there are no women with children involved in the decision-making process,” she said. “I’m determined to change that.

I Shalane my professional relationships to help young women grow in the field even while I build my career. There’s every good reason to give support this way – the people you nurture will do the same for others and create a far better community.

Ohh I’m excited for Marvel’s Runaways, and Nico! She’s a fantastic character.

Kieran Gillan on plots that twist and audiences that guess what’s next.

Lucy Bellwood’s post on how and how much she made from an illustration gone viral is greatly relevant to my interests. It’s pretty fascinating to see how conversion happens and how little it happens.

November 29, 2017

Cutting off my father: update 1

Stepping back from familial obligations: update 1 I knew this would be a multi-step process but who knew it’d require a Trello board of its own. I’m assuming there will be more updates after this.

My first step was to tell Dad that the support has to stop. I legitimately tried to call and speak to him like a decent human but when he didn’t pick up, I took that as a sign to just leave him a message and emotionally shift the burden. That night, I also emailed to make sure that if the voicemail wasn’t heard for some reason, he had the email, I know he checks that.

He didn’t respond for a day but I wasn’t waiting around for a confirmation.

On to step two, realizing that the move has turned our lives upside down and this was collateral damage – I can’t find my car title anywhere. ARGH. After several fruitless searches, and annoyingly finding a digital copy of the title but not the physical copy, I sent off to the DMV for a duplicate title. Waiting for it is torture but it’s given me time to strategize. (That thing is going to turn up when the duplicate arrives, I just know it.)

Third step, stop making the same mistakes. (more…)

November 27, 2017

2017 Money Move: My first mortgage recast

Today’s money fun: mortgage recasting!

I caught a tidbit about this tool a while back on my usual rounds of interesting PF blogs, and filed it away for future use. Someone somewhere said that “no knowledge is ever wasted”. While that might not be true of everything tucked up in my grey matter, like the Thundercats theme song, this one was exactly what we needed.

You may recall our monster mortgage. You may recall my stress about said monster mortgage. You may recall that I was nearly obsessive about eliminating our mortgage as fast as possible even before it turned into Godzilla because I hate debt and I hate that our monthly obligations skyrocketed with this move.

I had a plan.

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November 24, 2017

A visit to the ER

I hate having an IV line in My turn, this time.

I felt silly even broaching the subject because it wasn’t that bad but according to my doctor’s instructions, the lower right side abdominal pain I’d been having for days was now joined by bonny companions nausea, dizziness, and chills so that meant it was either nothing or something and the only way to find out short of waiting til something terrible happened (or didn’t) was to get me to the ER. Excellent.

PiC insisted it was better to be safe than sorry and while I intellectually agree with that for everyone else, I would personally feel quite foolish wasting time and energy going to the emergency room for what may turn out to be not an emergency at all.

Thankfully, we happened to have my favorite relative in town willing and able to look after JB and Seamus so we didn’t have to wake a toddler from peaceful slumber (the sinniest of parenting-JB sins) in the wee hours of the morning. We let Seamus out for an early toilet then patted him on our way out, assuring him we’d be back soon, and crept off in the predawn gloom.

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November 23, 2017

Just a little (link) love: how we are defined edition

Opera is a mystery to me but this article on the highest notes sung at the Met was still fascinating. I’d like to see an opera just to experience it but I wonder what I should bone up on to be able to follow it.

How many more players have to die of or suffer from CTE before this country stops worshiping football, I wonder.

Educators who don’t think they have a professional and moral obligation not to pursue their students as dating material make me sick and should be fired. It’s appalling full stop.

This spoiler free movie review of Thor:Ragnorak is beautiful and now I want to see it.

As someone who views the ocean with a whole lot of suspicion, this perspective on expected sea level rises makes me want to sell and move to the middle of the country.

This is an oldie but goodie from Bitches Get Riches on the Subjectivity of Wealth.

Lobstering in Maine, a legacy and identity

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November 22, 2017

My kid and notes from Year 2.8

My kid in Year 2.8 JuggerBaby legitimately and of zir own volition apologized this month for the first time. It might have been for elbowing me in the throat.

We learned from daycare that at age 2, it’s not good to pressure kids to apologize because that mainly teaches them to say the words but not necessarily mean it when the more important lesson is for them to use their empathy and care if they hurt someone. It was a little bit of a struggle but we banished “say sorry!” from our stock phrases and just demonstrated the appropriate use of apologies in our everyday interactions.

JB has offered a couple of offhand apologies, since. Big steps!

Speaking of daycare

We’re really struggling here.

Ze has at least one of our tempers, or both, and most definitely my lack of tolerance for kids encroaching on my territory, or getting in my face. A kid taking things away from zir, or yelling NO in zir face usually gets a physical reaction. That’s one big problem. (more…)

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