June 5, 2008
What I DON’T need?

To be looking at SHOES, Angie!
But these do look like a cute spring version of the flats I’ve been wearing everyday. Now that I’ve shared, that’s all I have to say on the matter.
About sixteen years ago, I met him for the first time. My trainwreck sibling brought home this adorable puppy he had no business adopting because he had not one thing in his life that wasn’t a mess. I was furious at my sibling – he didn’t even take care of himself, how could he drag
Read MoreJune 5, 2008

To be looking at SHOES, Angie!
But these do look like a cute spring version of the flats I’ve been wearing everyday. Now that I’ve shared, that’s all I have to say on the matter.
Ugh, my neck. I was on the phone with Verizon again. This time, I was having them switch the account to my name so that I could block all incoming collect calls.
After trying to get through their monstrously aggravating voice activated system no less than 5 times trying to make this happen, I was fed up and determined that this was going to be resolved today.
Would you believe after 35 minutes on the phone, and countless previous calls, this CSR sprang the news on me that they were going to charge set-up fees for the name change??
For-ty six dollars.
They didn’t have to do anything except change the name and run the credit check, and they wanted me to pay $46 for the privilege of having access to the bill that I’ve been paying for years. They have my credit card number and bank account numbers on file, I’ve paid that frequently, and they want to charge $46 to give me access to my own danged account! Oooooooh. NO. Not after all the trouble I’ve gone through to reduce costs to stretch my budget. I was furious.
Lest anyone think I’m consumed by a sense of entitlement, that I expected the phone company to care about my budget and expenses, I was primarily angered by the fact that not one of the other CSRs I’d spoken to had ever mentioned any fee to change the name on the account, they’d all assured me it could be done quickly and easily once I had the accountholder’s authorization.
I lost it a little bit. I might as well cancel the service entirely and just start up service with a company of my choosing if I was going to be stiffed with a set-up fee that’s meant to cover their cost for installing new phone service!
He lamely offered to break up the charge into three monthly payments, but I was adamant. I was not going to pay some trumped up charge that had never been discussed in any of the previous conversations I’d had. Period. It honestly makes no sense, they’re keeping me as an on-time paying customer, and they want to spring a charge on me after wasting how much of my time? He put me on hold again and finally came back ten minutes later “Good news!” offering to waive the charges.
I did apologize for being so stern with him, and thanked him for the help.
Then it turned out that there’s a one time fee for initiating a block on collect calls and a monthly fee on top of that. He quickly offered to waive the one time fee, though. Guess I made an impression! *sigh* I’m so not willing to pay even more to avoid possible future charges. I haven’t made up my mind yet, so I guess there’s more phone time to log with Verizon in my future.
June 4, 2008
On my bank and grocery run today, I swung by the customer service desk to ask if they still had their produce guarantee. I wasn’t decided if I wanted new oranges or my money back, but I just wanted those oranges outta my house. The gal at the counter seemed to think she had to look it up, but the produce fella was on top of the things and waved me over after he peeked at my creepy mutant orange evidence.
Not only did he pick out a few really nice large navels to replace the two puny specimens I’d brought back, he took the time to explain how to pick better oranges next time. Then he whipped out a knife and cut a chunk of a third orange he’d picked out for me to sample, and explained that the dryness in that orange was due to coldboxing. It’s a similar dehydrating effect to having frozen fruit after it’s thawed where the moisture leaves the fruit during the thawing process, except not to that melty extreme.
And then he took me back to the cashiers and asked them to refund me however much I’d paid. Of course I was honest about the amount, but he never asked me for a receipt, none of them did, so his assumption that I’d be honest was appreciated. It’s a gracious gesture I didn’t expect at all, really, since he’d already replaced my oranges.
It was well worth the trip: I get my Vit C tomorrow, and two dollars to stash in my wallet for emergencies. Won’t get me too far but I’m not complaining! 🙂
Ironic? I’d say so. While grocery shopping on Sunday, the Shell station near my house was $4.15, the Chevron was $4.18 (for the cheap stuff), and Safeway was $4.21 (with a 3 cent discount if you’re a Safeway member).
The Thrifty gas stations were a cool $4.41/gallon for the cheap gas.
Holy. Mackeral.
Now that the other prices have gone up another ten cents, I wonder how much Thrifty costs today?
BD and I are on a kick to see how useful iPhone can be. We’ve mainly been using the GoogleMaps function together, and a bit of the Safari browser on the side. I use the heck out of the email function now that it works most of the time, but that’s not useful when we’re hanging out.
I’ve found that there are a couple sites, like Citysearch and Amazon, that offer a special version of their site for the iPhone which would be special but they actually seem like dumbed down versions. Actual Citysearch on the web shows price ranges (very important!), location, ratings, reviews and sometimes, hours of operation. iPhone Citysearch locates restaurants and gives an address. That’s it.
On this particular quest, we were trying to coordinate dinner and a movie in the same city. Since we primarily have AMC tickets, we needed to stay close to an AMC theatre, but we weren’t familiar enough with the area to pick a restaurant. Between Garmin, random suggestions (Indian? Yeah, Indian sounds good. I’ve found ten restaurants, how do we pick? Uh, Japanese sounds good….sorry. Oooh, Japanese? That sounds even better! Ok, let’s find a sushi restaurant!), and iPhone Citysearch, I found Fuki Sushi in Palo Alto was a highly rated restaurant five years running. iPhone Citysearch wouldn’t tell me anything else more useful like how much we could expect to pay, and the reviews I’d Googled sounded both promising (palate) and intimidating (wallet).
We decided to give it a shot even though not knowing what the price range could be made us both nervous.
The menu was remarkably extensive: pages upon pages of appetizers, a la carte items, noodle dishes, rice/dinner combinations, sushi/sashimi combinations. I think we might have spent nearly as much time putting together the perfect order (portions, proportions of raw fish to cooked items, total cost) as we did eating the meal. We have a thing about overordering, at least when BD’s in charge, so we’ve developed a menu conversation where we try to balance it perfectly to have a reasonable amount of leftovers, if any.
Our appetizer, the spicy agedashi tofu, was heavenly. Perfection. The garlic and spices that made it spicy were completely worth the sniffles and watering eyes. Absolute heaven. I didn’t even want to move on to the next dish, it was so good. (Disclaimer: I love love love tofu and garlic, so if you’re not of the same mind, you might not be quite as enamored of this dish as I was. But I highly recommend it if you even lukewarm like tofu and garlic.)
We shared two pieces of hamachi (yellowtail), two pieces of madai (red snapper), a kani roll (snow crab meat) and an assorted tempura dinner that included a generous stack of shrimp and vegetable tempura, a generous serving of rice, and four additional pieces of sashimi. Mmmm.. I’m getting hungry again thinking about it. The fish was cold, not so cold that you couldn’t taste it, but just cold enough to accentuate the freshness. I always wonder how someone can have texture issues like I do and be ok with eating raw fish, but it never stops me.
The bill was just under $50 for the both of us, including a nice tip. I liked our server, she didn’t bother us during the meal but took care of each stage efficiently so we never had to look for her.
I felt like our meal was definitely a splurge since we weren’t celebrating any sort of occasion, but the experience was lovely and I look forward to returning to try the million other menu items that we had to pass on. Usually I get annoyed by a menu that’s too extensive, but this one was intriguing.
June 3, 2008
The oranges I bought on Sunday? Ewwwww. I peeled one today and found a large weird green spot just under the skin. When I pulled away more of the pith from that area, it opened up to reveal stringy black and green grossness. Not only am I not eating that, I’m calling Vons on their produce satisfaction guarantee and taking it right back there. Mostly because I am So. Grossed. Out.
I’ve never seen anything like it. Ugh.
In this article from the Wall Street Journal by Douglas Sease, he suggests yet another pen and paper method of tracking your expenses to help increase spending awareness and save more effectively: the 3×5 method.
He and his wife came to the realization that they needed to figure out where their money was going when
“we were shocked and surprised that the profits from a house sale had simply disappeared a year later. I had counted on those profits to form the core of a savings program that would allow us, over the years, to buy a boat and save enough to retire early and go sailing.
We both resolved — that’s important because this plan won’t work if everyone isn’t playing the game — to figure out where in the world the money was going. The weekly 3×5 cards were the vehicle to do it. Much was revealed in the first month alone. Restaurants were a primary villain. We had moved to New York from Detroit and were reveling in the variety and quality of dining opportunities suddenly available. And going broke as a result. The bad part was that most of the meals hadn’t been worth what they cost. Good, yes. Memorable, no. We resolved to indulge our own penchant for cooking more often.”
He notes that the “secrets” to their success were:
1. Having a real-time account of their expenses. It was crucial to know where their money was going.
2. Developing buyer’s remorse in advance of buying.
Of the entire article, I’d say that this is one of the most important principles of finance: learning to ask yourself, “Do I really need this?”
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