June 1, 2021

On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $801.61 in dividends this month from the stocks portfolio. This was an unusually big month and that’s all reinvested.
While I work hard to cultivate our alternative income streams, they’re still too tiny for us to make any changes to our work lives. Unfortunately, we’re still very dependent on our W-2 income unless and until we live in a lower COLA. That isn’t as simple a fix as people would have you believe, since PiC’s job with the good salary and the great benefits are right here in the Bay Area. Don’t think I haven’t considered it! But there’s a bigger picture involved. It would cost us a whole lot of money to move, we’d be giving up our community we’ve taken so long to build here which is a huge deal for me because I do NOT make friends easily, and neither of us are prepared to take the risk of going down to one income / career right now. With two incomes, we have some options and flexibility. We can save aggressively, we can give money to causes we care about, we can pay to solve problems that are bigger than we can handle. I think about that for the future, though.
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May 4, 2021

On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $207 in dividends from the stocks portfolio. Our YTD monthly average is $120.
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April 6, 2021

On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $285 in dividends. Our YTD monthly average is $105.
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March 2, 2021

On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $775.14 in dividends this month from my stocks portfolio. Our YTD monthly average is $79.18. That’s nowhere near a good FI ratio so we have a long way to go.
Merch. I was hugely excited to have a shirt sale. My first in over a year!
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February 9, 2021

On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a tiny bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $175 in dividends from my stock portfolio.
Disability income. Dealing with EDD this time around has been 29 kinds of headache. They left a message asking questions about my claim, didn’t give me a way to respond, won’t pick up the phone when I call, and denied my claims. I went three rounds with my HMO’s records office, had a call with my doctor, and got the documentation needed but I’m still trying to get it fixed. Cross your fingers for me?
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January 12, 2021

I hardly know where to start with this year’s recap. It feels nothing like last year’s for obvious reasons. Obviously, COVID blighted the world and changed nearly every aspect of life. The US Presidential election campaign (and all the Congressional races) dominated the US news for months.
Throughout that …
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January 5, 2021

On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $909.60 in dividends in December from my individual stocks portfolio. That’s definitely higher than the usual because Costco paid out an extra large dividend. I would say unexpectedly except it was only unexpected by me – they announced it in November and I simply wasn’t paying any attention to such details.
Our YTD monthly average is $422.
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