March 27, 2015

A reader poll

I’m curious, dear readers, and I hope you’ll satisfy my curiosity.

This blog has long been my refuge. Over the years I’ve shared, learned and grown in the experience of writing it. This is a greatly enjoyable hobby through which I’ve had the great fortune to make a better life and even found friends.

One friend called this a successful blog and, looking around the greater PF blogosphere that’s utterly transformed since I first started up almost ten years ago, it never would have occurred to me to consider it as such. But, from very modest beginnings, we’re still kicking! That’s one kind of success.

Would you care to tell me….

What have you enjoyed reading?
The topics I generally land on are:
Money: general money (deals, sales, maximizing savings)
Personal money (decisions, mistakes, planning, negotiations)
Investing (stocks, real estate,  retirement portfolio)
Family: (pets, difficulties&complications, planning)
Career: (changes, planning, commentary)

What would you like to see more/less of?

And about you!

How long have you been reading?

How did you find me?

Have you filed your tax returns yet?

What are you most looking forward to this year?

March 25, 2015

Life lessons from Star Trek: Voyager

Janeway

Discovery: I still really love Star Trek: Voyager.

From the very first, I loved Janeway. She was tough, she cared about her crew and wanted to hear feedback that she could act on even if it challenged her expectations. She was openminded while maintaining focus.

Over the years, I’ve learned that sometimes you just have to punch your way through. – Captain Janeway

There’s a time for tact, there’s a time for getting shit done. The trick is knowing the difference.

Did you ever consider allowing the Ocampa to care for themselves? … Children have to grow up … It’s the challenge of surviving on their own that allows them to evolve. – Captain Janeway

This is the fight I’d had with my parents since I was 14. I don’t pretend to have all, or most, of the answers when it comes to parenting but when it came to my sibling, I was pretty sure I knew what was more likely to work with him. In the few years that they stepped back and left the handling of him to me? He came closest to being an adult, earning some kind of living, and not being a complete utter leech.

He soon reverted to form, though, so maybe I don’t know anything.

Misery loves company, Tuvok.

A thing we would do well to remember when miserable people are dragging you down with them.

“A daughter? I don’t have anything to teach a daughter.” – Neelix
“Why would it be any different for a daughter than a son? … I have three sons and one daughter. I can assure you she benefits as much from my presence and guidance as my sons do.” – Tuvok

Right on, Tuvok! I think we all know how I feel about this sort of sentiment.

Did you have a favorite Star Trek series? Do share 🙂

 

March 23, 2015

Estate planning: the In Case of Emergency kickoff

*ICE: In case of emergency

This series jumps off of Item 1 on my massive list of things to do in case of Bad Times.

There are several sections of things to do and decisions to make so I thought I’d lay them out here as we tackle them, in case it’s helpful to anyone who hasn’t yet taken the plunge.

The anatomy of our estate plan:
Designating executor(s)
Guardianship
Creating our living will and trust
Advanced health directive
Life insurance
Signing our will and trust

The first thing I’ve done is considered who would be handling our estate should both PiC and I be out of the picture. We are, of course, the primary executors and then we’d need trustworthy people to take care of things in our absence.

This is first because I want to work closely with the executors when each part of our arrangements are made. It’s a lot of stuff so this will help familiarize them without overwhelming them if the time comes… Suddenly.

Executors

I’ve asked two trusted family friends to serve as co-executors of our estate, the vasty mini empire that it is, and will be keeping them apprised of progress as we put together the estate plan.

One of the two drily reminded me that I function in a very different PF sphere than most of my offline friends. He doubted that most of our friends and acquaintances had any working knowledge of estate planning and what it means to be an executor. It’s true, I forget that having an entire estate plan together at this age is probably not terribly common, but I’m prepared to make it as cut and dried as possible in case the need should ever arise for it to be put into action.

The important factors that came into play here: they are close friends who have demonstrated a sufficient working knowledge of managing money and wealth, they would not be asked to take on any other estate and family-related affairs other than making the arrangements as they are laid out. They will be paid a percentage of the estate for their troubles and would not otherwise have any claim to any of the estate so there’s no incentive or way to manipulate the estate to put more money in their pocket.

I didn’t want the same people who might become LB’s guardians to serve as executor of the estate, that feels like a conflict of interest. While we’d only be asking them to serve in that capacity because we trust them, I think it’s important to remember that things can always change and I’d like a third party to be looking out for LB’s interests in addition to the caregivers. It’d be terrible if we set aside a trust for LB to pay for long term expenses and eventually college, only to find that the caregiver, having access to the trust and rights to disburse funds at will, had become so pressed for money they raided the trust even with the best of intentions. Or deprived LB in some other way because the influence of having ready access to the estate was too much.

I’m not risking that.

Alternatively, we could choose to have an attorney serve as executor, that person would have fiduciary responsibility and also be an objective third party, but we haven’t worked with any attorney enough to trust him or her with this role.

This was one of the easier decisions because there aren’t many people I would trust with this level of responsibility, and who I would be willing to ask to take on this work.  There are a few but not many. I might do a third backup just in case, but I think having two executors in place after PiC and me is a good start.

Have you got designated executors? Do you know who you’d trust to take on that job?

March 18, 2015

My kid’s a banshee: Notes from Month 1

I don’t unequivocally love the newborn phase, it’s so much work and exhaustion it’s hard to remember your own name. But this is an amazingly cuddly period, punctuated by the squeaks, peeps, squawks, whirs and chirps that are precursors to speech. There’s almost nothing so simultaneously heartwarming and terrifying as looking down into those almond shaped grey-black eyes of your own child. Who is clearly, by that unblinking stare, awake again.

Some things are universal

They come with teeny fingers and toes, and correspondingly bitty nails which are terrifying to cut.

Some help is essential if you’re anything like me and need 7-8 solid hours of sleep but are lucky to string together 4 hours in one-hour increments. It revives your ability to gaze at the microface with compassion and amusement as you rock the warm bundlet back to sleep at 3 am, again.

The world seems cold and cruel after the 16th diaper change and 10th hour of feeding in 23 hours.

In a month you go from having a bread loaf sized critter to a tiny person whose actual tears express astonishment and dismay at your lack of mental acuity, you heartless and negligent parent! Feed me, dammit! (How did ze turn into a teenager so quickly?)

Breast is best, the hospital chants. And they’re quite good at supporting with lactation consultants but it also supplying formula upon request if you hit a tough patch and eating hasn’t happened in too many hours. It’s a bit surprising when the delivery method (breastfeeding) gets prioritized over the actual eating. In my book: feed the baby! Worry about “how” only when you have the luxury to, not if the kid’s wasting away, 2 days old and five hours since the last feed.

Formula is expensive, running 50¢ to $1+ per ounce, depending on the sort you get. When you need at least 2oz per feeding every 2-3 hours, you’re pretty DARN motivated to breastfeed. Plus it’s good for hir. I didn’t work this hard at having hir to give up now. (Give up= quit without trying. I know plenty of people who can’t/couldn’t BF and I have all the empathy: that could have been me. But I have to give it a real try before stopping.) As with most things, it’s an exercise in loving bonding and serious pain. LB is a vengeance angry nurser. Sure, take your time figuring out that’s a hungry cry, go on. Ze will clamp down in a punishment latch like a terrier capturing prey and shaking it to death for a minute before settling into a proper one. “Well,” you’d gasp through clenched teeth “I deserved that.”
PiC is supportive, of course, buying armloads of lactation teas (confusing the hell out of the cashier at Sprouts), brewing a cuppa nonstop, refilling the water bottle, making sure I’m eating. Grimacing with empathy when Angry Latch happens.

Costs

Formula, $35
Bottles (we like glass, used for both formula and pumped milk), $22
Breast pump, covered by insurance

Recovery and healing

I don’t know how one does this but surely it should involve less pain?? At some point? But not without loads of pain meds so far.

It was a rather traumatic delivery and my body didn’t cope well with it. On that note, f*ck episiotomies and scar tissue.

PiC literally did all the heavy lifting as I’m not allowed to lift more than LB. We were incredibly grateful to dear friends and family who came to the rescue, covering baby butt patting shifts so PiC could leave us for more than four consecutive minutes. Just born and the kid was already attached to him. Poor guy. He had a newborn and basically invalid wife and we didn’t know up from down from right or left.

My will is strong but my core is weak. No wonder my back hurts so much. I’m not allowed to work out yet but strengthening the core and my arm muscles lest all the fingers in my hands dislocate are priorities one and two. I need those squeezy ball things you use for hand exercises. (Any recommendations?)

Favorite moments

Waking up to chirps rather than crying for the first time. I was so confused I thought ze had to have been crying.

Sneak attack diaper changes- when LB is in deep enough sleep to overlook the wet diaper (almost never) I try to change the diaper without waking hir. Then do a victory jig when it works.

When I think ze is done eating: eyes are closed, all movement seems to have stopped, breathing is slow and steady. Then ze opens hir eyes and looks directly at me like FOOLED YOU.

We don’t lullaby

We can’t remember the lyrics to kid’s songs so we just improvise unless an old song crops up.
Edelweiss
The Halls of Montezuma
The Heart of Texas
Once Upon a Time in China

March 13, 2015

Trusting yourself and invisible diseases

There’s a scene in West Wing when President Bartlet comes to the Oval Office, hopped up on narcotics that always cracks me up. I’m only like that on painkillers the first 1 time I take them, they just don’t seem to take after that, but I’ve definitely been at work on one of those woozy days.

All sorts of fun, lemme tell ya.

But that was me for a lot of years – I insisted that I knew myself, that I can do more.  Sometimes I can. Evidenced by the times I powered through some pretty rough times. But for some reason, this led me to the conclusion that I’m just being lazy when I don’t want to do something, I didn’t trust that despite my track record, I would get back up again if I just let myself sit and be still.

Rest? What the heck is that?

I was certain as anything that because I wanted to sleep for a week or lay down forever, I couldn’t rest. If I let myself have a break, I’d never stop being on break.

Talk about underestimating and being totally out of touch with myself.

“Here’s what I think we ought to do… [long pause] Was I just saying
something?”

That distrust got even worse with pregnancy. What do you mean I need to rest? What do you mean I shouldn’t be lifting all those heavy things? What do you … oooooff. Oh. Oh that’s what you mean.

I’d thought that I’d accepted my limitations years ago, but really, I hadn’t. Or at least, I wasn’t at peace with it so routinely pushed myself too much, and crashed and burned.

It took being pregnant to finally respect my limitations at any level – there were days I simply absolutely could not do more than the bare minimum. It took the whole length of pregnancy for me to understand why things seemed to be different.

I was still living with the so-called invisible diseases: chronic pain and fatigue.

Meanwhile the pregnancy was a tangible and visible thing that also brought with it pain and fatigue. The key difference here was that visibility and subsequent familiarity.

People weren’t confused by pregnancy. This is a known quantity for the most part and the right questions were obvious.

The considerate ones paid attention to how long I could be on my feet, were conscious of the fact that I shouldn’t be lifting things, etc. These are same considerations that I’d need for my pain and fatigue but could never ask for because it’s simply not clear why I’d need them. Rather than explain and face skepticism and loads of unwanted medical advice from the uninformed nonmedical professional, I always just stiff upper-lipped it and figured out my own accommodations as best I could. Accepting help when pregnant was foreign and uncomfortable but I had to and the experience was so different from asking for help solely because of the usual culprits.

Having figured this out, I don’t exactly know what to do with the information. Maybe I will one of these days but, for now, I’ll settle for not being so hard on myself. Life has already got that angle covered, thanks.

March 11, 2015

Parenthood: week 1

Babies As might be expected, the first week post-birth was a blur of sleep deprivation, oddly defined shifts of baby coverage where at least one of us would be found asleep with a happy sleeping baby snoozing away on top of us, and really strange conversations.

Bonus points if you catch all the references.

Precarious Road to Recovery

How’s your new pillow? Is it big enough? I’m not calling you fat!!
Uh. It’s fine? I think… ?

My body is broken.

Dirty diapers

Here, let me help you with that.
Jayne, this is something the Captain has to do for himself.
No, no it’s not!
No, it’s not.

[trying to fend off a screaming fit] You look SO relaxed, baby, you look SOOO relaxed.
BATGIRL!

[Me, waking from a dead sleep with baby on lap] MASSIVE POO WE HAVE A MASSIVE POO INCOMING

Crying Infants

It’s like Defcon 5. I’m not even sure if that’s how it works. The more serious Defcon.

Oh just set her down. With any luck…
Our luck? You notice anything particular about our luck these past few days? Any kind of pattern?

[frustrated] I wish I had breasts!

Oh honey, you sound like your heart is breaking. Did you pee?

Seamus, we didn’t break the baby.

Seamus, the chair isn’t ALWAYS the answer to LB’s crying.

Seamus, stop herding more responsible adults to the room to fix it. This cannot be fixed.

Nursing

You have TWO choices. Right or left.  There is no other option.

Hey is the Milk Bar open yet?
The Milk Bar is open.

Child, there is no sustenance to be had from your hand. Stop eating it.

Child, Auntie isn’t lactating. You’ll get no satisfaction there.

Recordkeeping

I’m seeing a lot of poo here.
Well, you’re not wrong.

Family Integration

Mmmm… I love the smell of fresh baby in the morning.

Seamus, your sibling is fine. (Did you read the letters? READ THE LETTERS)
Seamus: *sniffs the baby’s head.*points at the rocker*
Seamus, LB doesn’t need the –
Seamus: *points at the rocker emphatically*

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