Yay Money!
May 9, 2008
The $600 is in the BANK.
I’m super excited to chop that up into the categories I’ve finally settled on. In combination with my remaining $4800 once intended for tax payment, I have $5400 to “play” with.
$2000 will go to the emergency fund. I don’t have quite six months’ worth of expenses in there, so it’s going to be e-fund’s e-fund. I’d rather not kick up the bar to 20k yet, I’d like to enjoy having a full goal bar for a little longer.
$1250 goes to auto maintenance.
$1250 goes to auto insurance. This feels like a windfall. I usually use “put together” (ie: reimbursements, etc.) money for the insurance because I was having trouble squeezing any more money out of the paycheck. Now I have a nice cushion!
That leaves $900. $200 goes to my expense fund because work refused to reimburse me for something they’d promised to, and given the climate these days, I’m sure I won’t be able to force it out of them. Oh well.
$700 is now intended for ME!!! I struggled with this, but I’ve been trying to learn to how to live for me at least a little bit, and letting myself have 13% of a “windfall” isn’t the end of the world. The bulk of it is going towards being really responsible, after all.
$300 was earmarked for Con, of which $92 is already spent, so I’ll have up to $200 in gas and spending money for 5 days.
The other $400 will be my travel fund for the year. I could take a trip to Phoenix (tickets are approx. $140), I could go to Oregon (use an award ticket and have a wee bit of spending money), and then maybe even get in another trip to New York (again, use an award ticket, have a little transportation and spending money). That would definitely be the end of all that money, but it’d be fantastic! I have over 150 vacation hours accumulated, and will stop accruing soon, I might as well plan to have some fun and clear my head.
I’m thinking of other trips I wish I could squeeze in: BF’s family invited me on their two weeks to Cancun and backpacking in Belize. (Backpacking! In Belize!!) A coworker’s going to a timeshare in Hawaii for two weeks, I just pay for food and transportation. (Hawaii!!)
But, $400 doesn’t stretch THAT far.
You’re only setting aside $700 for yourself! That’s impressive – most people I know (my previous self included) would have spent the money and wondered what happened to it! Good for you for being responsible with your money. Definitely treat yourself and if you want to go on all those trips maybe set aside more for them (even if its out of the $700)
~matt~ Thanks š I was starting to look at it from the perspective of: You’re getting a free $600 now, and you’re taking $700 for yourself?? What??