Kicking myself
July 17, 2008
Geez. I had it all worked out: the amounts I had to pull from the expense account, and from the other maintenance (short term savings for car, insurance, and travel) for the enormo credit card bill that was due on Tuesday. And I made the payment when due.
But I forgot one thing. I forgot to transfer the entire collected amount from the expense account to the checking account. Now how do you forget something important like that???
Igh. I still can’t believe that with my obsessive little system, I had all the money, and I still forgot an essential step. Now I have to throw myself on the mercy of Citibank in hopes they won’t charge an overdraft fee since I’ve never made this stupid mistake with them before. Seriously, this is why I’m always paranoid: I make stupid stupid mistakes.
I forgot that my Geico auto-payment was scheduled for this month and I overdrafted by $4, but luckily ING doesn’t charge for overdrafts. Maybe you should switch to them for your bill paying account.
jon: I didn’t know that ING didn’t charge for overdrafts, I should look into the Electric Orange account. Luckily, though, Citi waived the fee without my making any calls. Yes!