Cancelled, cancelled, and cancelled
February 4, 2009
Just cancelled the rest of my business credit cards: Chase Freedom & CitiBusiness (2). They’d cancelled the Citi Premier Pass card product, so my beloved Premier Pass was changed to a CitiBusiness. Exercising my right as a consumer not to accept the inferior product, I decided to get rid of the rest of my unnecessary business cards at the same time. It’s only about 10k worth of credit lines, I’ve eliminated all debt in my name, and still have quite high (enough for me) consumer credit limits. Last time I checked, less than a month ago, none of the business cards appeared on my credit reports either.
*dusting off hands*
Another part of clean-up taken care of. Slowly getting everything in order!
Next up: scheduling life insurance medical exam, revising the will, organizing a How-To guide with account names, numbers and necessary information to all my finances to be included with the will for the executor. Or whoever. (And a medical instruction letter in case of incapicitation. Is it strange that I’m considering appointing only friends to these responsibilities, not family? I just don’t trust family to follow my wishes.)
Getting your wishes in writing is very important, especially if you cannot trust your family to decide as you would wish. As an ICU nurse, I saw many occasions when the family could not let go of their loved one when that person was beyond hope of any recovery, let alone meaningful recovery. The things that are done to keep a person “alive” in that situation are painful and without dignity. You should also let your family know your wishes so they won’t be unpleasantly surprised and take out their anger on your representative.
K-money: This lesson was brought home to me as I watched a close friend’s father struggle in the hospital, on life support, with no real hope of improvement.
I don’t want that, and I don’t want my friends and family to hold vigil as I go through that. Not exactly sure how to broach the subject with my family, but you have a good point.