A few plans for the new year

I’m looking at three specific areas to save money in January:

2.  Cable/internet/landline – PiC’s promotional rate for all three services has expired and he’s now happy to let me reduce to the most basic or do without some services. I’m considering the options, though my heart is sad to consider options that don’t include BBC. Alas. 

3.  Insurance – I’ve been carrying a variety of insurance policies and he and I need to take a closer look at whether we’re overlapping or if we can consolidate for better rates at some point.  This is mostly planning, I’m in favor of getting an umbrella policy if we end up combining finances and y’know, marrying it up this year.

1. There’s bonus talk in the air this year, based on last year’s performance, and I had intended to put it toward a big fat trip this spring but as it turns out, that might not really take the form we once imagined.  (That bit goes under spending, doesn’t it?)

2.  My first year comes to an end this spring and I’ll be up for a review. I fully expect to make a strong case for a raise since my six month review was entirely positive but I’m not sure that the organization tends to be generous on either front (raise or bonus) in comparison to previous years and employers. 

1.  PiC and I will be sitting down to evaluate his investment strategies for age and goal appropriateness. 

2.  My trading account has been dormant, accumulating bits of dividends, and it’d be nice to have a few more income-earning stocks.  Time for more research! 

1.  Travel will take a chunk of money, depending where we go, and if we count honeymooning in there, that’s another chunk.  Then again, honeymooning might happen next year. 

2.  There’s the small matter of a wedding.  I’ve got no plans other than to keep it as simple as possible.

What are your plans this year?