November Snapshot
December 1, 2009
Retirement Savings | Total: $35,309 (34,001) |
Emergency Savings | Total: $36,535 (36,468) |
Short Term Goals | Car Maintenance: $2,225 Insurance: $2,003 Travel/Con: $550 Taxes: $3,594 Moving: $2,798 Total: $11,170 (11,696) |
Long Term Goals | House Down Payment: $102 |
Investments | TradeKing: $1,095 Prosper-ish Loan: $12,630 Personal Loan: $1,500 Savings Bond: $362 (current accrued value) Total: $15,587 (15,587) |
Total Assets | Illiquid: $35,309 Semi-Liquid: $15,587 Liquid: $36,535 Expense Acct: $7,656 Goals Savings: $11,170 Total: $106,257 (105,181) |
Debt and Liabilities | AmEx: $799 Chase: $670 Rent: $1,360 Total: $2,829 (3,593) |
Net Worth | $103,428 (101,315) |
A few thoughts …..
Excel and I will have to become buddies to locate exactly when the e-fund tracking went off the rails, but in the meantime, I’ve reset the past numbers in parentheses for both the e-fund and grand total back to the correct September numbers for now.
The total NW is up again due to the uptick in the stock market and sort of controlling my expenses.
A note about the Tradeking account: as I’m a buy and hold investor, that total will only reflect the cash deposited, and not any gains or losses for now. I’m tracking that differently than my retirement accounts because I don’t have those assets in hand until I sell. Does that make sense?
1. Christmas gifts — $150-200 total?
2. Another pair of online courses — $1100
While I’m happy to see the NW slightly rebound, I’m not thrilled that it’s on the back of so capricious a creature as the stock market. Cash is my preferred net worth driver, unless it’s being invested purposefully. I look forward to the time when I’m generating substantive income again.
An increase is an increase 😀
Holdin steady…looks like you’re doing a great job to me!
Run! Go straight to Craig’s List.
You did well. Like SavingDiva said, an increase is an increase. =)
@SavingDiva, Sense, SS4BC: Thanks! My only real control here is on spending, so I’m doing my best there.
@FaM: Car, right? Yet another one of my thoughts.