August 8, 2023
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop and Amazon sometimes pay a micro-commission to keep the blog running. The sidebar has ways to support the blog and our charitable giving.
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $223.60 in dividends from the stocks portfolio.
We’re both working on other ways to bring in income on a small scale. Me with my banking and credit card bonuses, him with his bike commuting to earn rebates. They’re not great gobs of money but they add up.
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July 4, 2023
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop and Amazon sometimes pay a micro-commission to keep the blog running. The sidebar has ways to support the blog and our charitable giving.
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $387.50 in dividends from the stocks portfolio. All reinvested, of course. Someday it’ll add up to a real income.
We picked up $20 from the Lithium Ion battery class action settlement.
PiC is signed up for our city’s bike commuting incentive and rode enough to redeem $25 in gift cards. That’ll pay for more bike equipment: A better bike light, safety is important!
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June 6, 2023
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop and Amazon sometimes pay a micro-commission to keep the blog running. The sidebar has ways to support the blog and our charitable giving.
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $969.74 in dividends from the stocks portfolio.
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May 2, 2023
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop and Amazon sometimes pay a micro-commission to keep the blog running. The sidebar has ways to support the blog and our charitable giving.
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $223.60 in dividends from the stocks portfolio.
Note to self: We spend way too much at Costco. Our rewards hit about $450 this year.
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Setting the wheels in motion: I applied for two Wells Fargo checking accounts for their $300 bonus. (Not a referral link) If you’re interested, it’s relatively simple as these things go. Open with a minimum of $25, then direct deposit (must be ACH) $1000 within 90 days. If you can float $1000 for 3 months then you will get the $300 and can close the accounts after. I’m using it both to get the $300 bonus but also to redeem my $225 from the Wells Fargo credit card offers I completed earlier this month. These efforts won’t pay out until about the end of July.
I planned to use this money to cover direct aid to friends in a bind, and we also need a bit of extra cash to even out our own cash flow. It’ll all go to some good use.
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April 4, 2023
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop and Amazon sometimes pay a micro-commission to keep the blog running. The sidebar has ways to support the blog and our charitable giving.
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $342 in dividends from the stocks portfolio.
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March 7, 2023
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop and Amazon sometimes pay a micro-commission to keep the blog running. The sidebar has ways to support the blog and our charitable giving.
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $927.06 in dividends from the stocks portfolio.
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February 7, 2023
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop and Amazon sometimes pay a micro-commission to keep the blog running. The sidebar has ways to support the blog and our charitable giving.
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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We received our middle class tax refund. January’s typically a lean month, as are February and March, so this was appreciated. It padded out our cash flow and let me make more charitable contributions this month than we would normally feel comfortable making early in the year. It was a bit annoying that they didn’t just direct deposit the refund. I had to hunt down a fee free ATM and withdrew that money immediately to make sure that we didn’t forget and lose that money either by carelessness or to fraudsters.
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Whew, I had a minor panic when I realized that I hadn’t claimed all our Dependent Daycare FSA money from 2022. We certainly incurred more than the $5000 we allocated but I forgot to put in one final claim to take the balance. Normally I submit a single claim for multiple months and claim the full $5000 all at once but 2022 was weird, of course. Thankfully the rules give us a 3 month grace period to incur expenses and a 5 month grace period to claim all expenses. I put that claim in as soon as I realized my mistake. Whew.
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