October 5, 2021
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $270 in dividends from the stocks portfolio. Our YTD monthly average is $319.
I received a tiny $7 settlement for milk something or other and redeemed it as a MasterCard payment so I can put it toward our next water bill. That’s jumped 50% due to rate increases. 👀
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September 7, 2021
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $887 in dividends from the stocks portfolio. Our YTD monthly average is $295.
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August 3, 2021
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $207.20 in dividends from the stocks portfolio. Our YTD monthly average is $221.
We filed our 2020 taxes on time and I just assumed that because the rental property sale completely threw our income out of whack, we didn’t qualify for the American Rescue Plan Child Tax Credit. I based that assumption on absolutely no research – I didn’t even bother to look up the income limit. Turns out that we are getting something because we don’t make THAT much money and as SP explains, some of this is half our regular Child Tax Credit up front. I needed to decide if we want to get the monthly payments. I read an article saying that maybe families wouldn’t want to get the payments because they are banking on that big tax refund payment (not us) or because that unplanned for income would throw their tax planning off (maybe?). That may be us just because I do not have the brain power to figure out what effect it will have on our tax planning. I just didn’t have any more energy for this so I’m gonna bump up our withholdings a bit to hedge our bets and see what happens.
Little squee: three of my shirt designs sold and I’m as pleased with the wee bit of income as I am that someone liked my design. I made something that someone liked! That’s so cool!
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July 6, 2021
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $204.00 in dividends from the stocks portfolio. Our YTD monthly average is $215.
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June 1, 2021
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $801.61 in dividends this month from the stocks portfolio. This was an unusually big month and that’s all reinvested.
While I work hard to cultivate our alternative income streams, they’re still too tiny for us to make any changes to our work lives. Unfortunately, we’re still very dependent on our W-2 income unless and until we live in a lower COLA. That isn’t as simple a fix as people would have you believe, since PiC’s job with the good salary and the great benefits are right here in the Bay Area. Don’t think I haven’t considered it! But there’s a bigger picture involved. It would cost us a whole lot of money to move, we’d be giving up our community we’ve taken so long to build here which is a huge deal for me because I do NOT make friends easily, and neither of us are prepared to take the risk of going down to one income / career right now. With two incomes, we have some options and flexibility. We can save aggressively, we can give money to causes we care about, we can pay to solve problems that are bigger than we can handle. I think about that for the future, though.
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May 4, 2021
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $207 in dividends from the stocks portfolio. Our YTD monthly average is $120.
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April 6, 2021
On Money
Income
Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks and cash back sites (Rakuten, Mr.Rebates). Some posts have affiliate links that pay a micro-commission to keep the blog running and I’ve added a way to support the blog in the sidebar to the right!
Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.
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Dividend income. We received $285 in dividends. Our YTD monthly average is $105.
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