November 21, 2016

Open Enrollment 2016-2017, and the benefits of benefits

Between the election, hosting guests, and other demanding personal events, open enrollment flew right by. We scrambled to update our selections on the last day of the period instead of the first day like I like to do. I’m super glad PiC caught that because my attention was elsewhere and I would have been ticked as all get out if we’d missed it.

Most things are staying the same: medical, vision, dental, long term disability, life insurance, dependent care FSA.

We’re increasing our FSA allocations to the maximum possible $2600 in the hope that PiC will be an eligible candidate for LASIK, as much as the idea of having his eyes operated on horrifies me, because we’ve discussed it for years and objectively, if they can do some good, we should go for it.

I found a goof from last year’s open enrollment though. Can anyone tell me why I added JuggerBaby to our vision and dental plans when ze didn’t have teeth yet? I s’pose I didn’t know ze wouldn’t have to see the dentist at all this year but my child was toothless as of last year’s enrollment period and that was a curious waste of money. It wasn’t a *lot*, probably around a few dollars a month and possibly I chose to pay it just in case ze needed dental care early, but it’s unlike me to waste any money if I can help it.

My company shed a ton of benefits in the past few years, so we rely on PiC’s employer’s great benefits. This puts me on edge, in light of the possible threats to the ACA, because I feel like we’re just one job loss away from serious instability. Not only would be we be out half of our income, we would lose access to the remaining 401(k), FSA for health and dependent care, medical, vision, dental, and disability and life insurance benefits. We do carry private life insurance for me but not for him. Our costs would increase at the same time as halving our household income, so I’m considering how I might want to deal with that if he were to be injured or out of a job.

:: What benefits do you have, or miss? What do you wish you had?

November 16, 2016

My kid and notes from Year 1.9

My kid in Year 1.9 What’s yours is mine and mine is yours

We’ve entered a phase where JuggerBaby really wants us all to be doing similar things. If I’m not eating, ze doesn’t want to eat. If I AM eating, ze wants to eat too – but ze wants to eat the thing I was about to take a bite of. So we go halfsies on a lot of things. Except yogurt. Ze will eat all of my yogurt if I’m not paying attention.

Ze is really into family time, sitting on the floor mat, and pointing at a spot next to zir very emphatically: SIT HERE. Ze has us pretty well trained and is doing zir darnedest to get Seamus to cooperate. He’s no fool, though, he keeps a safe distance between them. Unless carrots are on offer. Then they’re buddies.

Imitation isn’t exactly flattery

You think the kid’s not paying attention to you until you’re woken up one morning at FinCon by a badge-wearing bundle of energy holding your cell phone to your ear yelling “Yeee-yooo?? YEEAAA-YOOO!!”

I don’t sound like that!  How rude.

Self defense from the womb

I don’t know when it happened but JuggerBaby has a brilliant set of self defense skills. Ze is a complete klutz, like zir bemused and vaguely proud mama, but if you come in to pick zir up against zir will, or try to tickle attack, ze goes into a guard position that would make a quarterback and linebacker proud. You’d have to look twice to be sure ze didn’t have the pigskin tucked under the right elbow as ze fended you off with the left hand sweep.

And try, I dare you, TRY to grab zir belly when ze doesn’t want you to. Ze sweep-blocks your hand like ze is a wushu master and follows up with an elbow to the throat. I can almost hear the Mortal Kombat “FINISH HIM” in the background.

I had to train for years to get any kind of feel for this sort of self defense. Apparently I passed it all on through the umbilical cord?

Parenting skills: baby chores

Several months ago, I was pretty sure we had a budding fluff and folder here. Ze would help me take the washed clothes out to put in the dryer, piece by piece, usually licking it before handing it over. That’s apparently become boring, though, so we’ve upgraded zir jobs.

Ze helps PiC unload the dishwasher in the morning, only licking the occasional utensil, and only sometimes dumping all my silverware in a hidden spot. After work, ze is responsible for taking socks and other laundry to the laundry basket or the washing machine, and for throwing away any trash ze might find.

If ze is balky, I can always bribe zir with the offer of letting zir give Seamus treats. Works like a charm. We think it’s important that ze learns to contribute to the household!

Surprising things about parenting

Still licking everything!

Why are we still telling JuggerBaby not to eat the soap, lick the dog, the butter, the floor, our shoes….??

“Ze has licked worse” shouldn’t still be such a regular part of our daily conversation.

Things we are loving

Favorite books

Where the Wild Things are, Maurice Sendak

I’m at least a little wary that this is such a favorite right now. Especially when ze is stuck on the wild rumpus part and still wild rumpusing when we’re 3 pages past. But it’s amazing how many read throughs ze will sit for when you remember that usually you can’t even get through one page before ze chooses the next book. It’s a fun read, though.

Favorite bath toys

Empty Luxury Lane jars: toddler’s top recommendation. These are the best for catching water and dumping it on my head. Ze will occasionally dump it over zir own head too, then fling back zir head in squinty-eyed disgust at being splashed in the face.

November 14, 2016

A whole lot of I don’t know

I had some thoughts about money but they’re hiding under my sadness right now. I’m still heartsick by the elevation of someone who is supremely unqualified to the office of the President.

I don’t disagree that politics as usual has been terrible for some parts of the country nor that we haven’t done nearly enough to address those ills. Some of my dear friends live in those economically depressed areas and I’ve spent a fair bit of time in medium-small towns, enough to see how wholly devastating it would be when the primary source of employment shuts down and leaves you with next to no choices. And I have tons of firsthand knowledge of how much being poor in America sucks. And because I understand all that, I particularly can’t see why anyone thought that DT would actually do anything to fix that. He’s certainly the brick through the window of the Washington establishment, I can understand a resentment running so deep that you’d do anything to express it. Remember my dad? But then what? If you’re wielding a vote to Show Them, should you be putting your vote into the bucket of a con man? Is he really the guy who’s going to help your problems? Or is he going to carry on blustering about unconstitutional changes to make it seem like he’s addressing your resentments? He’s a reality show host, a failed businessman who by his own admission hasn’t paid taxes in many years so hey when you wonder why we can’t afford to properly educate our kids he’s part of that problem. He’s all about flash and celebrity. What could possibly pass for a reason to have faith that this person would actually address that which ails the working poor? When I was holding down three jobs, and sick, with a sick grandmother at home, tended by a sick mom, and an unemployed dad, things were pretty damn tough. I didn’t love where the Bush economy went and I struggled mightily under Bush policies. There weren’t enough hours in the day to cover the bills. I for damn sure couldn’t afford health insurance for my family and if I was no longer able to work, there was absolutely no way I was going to get insurance coverage or have the means to live a marginally useful or tolerable life. At any time during those years, had someone proposed DT as an answer, I still might have just thrown up on them.

Note that I am aware that HRC is an imperfect choice. But guess what? Any career politician would have been. It’s the result of having spent your life in public service that you have a record to be judged by. When has DT ever served in the government or military? Half my family is military. I was military bound as a teen, if my body hadn’t betrayed me.
All that said, I’m not going to say “not my president”. I’m not going to say he IS because I’m not there yet either and I may never be but I’m not going to do what Obama haters were doing all eight years either. If the American experiment is to stay alive, if we are to continue to have a peaceful transfer of power, we have to respect the process even if I cannot respect the man. Not that I could blame anyone who is saying that because part of my soul is still hollering NO NO NOPE.

We have midterms in two years. We need to work towards breaking the stranglehold in Congress. I don’t say this as a Democrat, I say this as a thinking person who doesn’t think it’s good for either party to hold all three branches of government, no matter who it is. That’s too close to absolute power for my comfort.

My grandparents witnessed the rise of fascism and communism, my parents lived to escape it and gave us a shot at better lives here. Now I hold my child close as I observe an awful lot of parallels between DT’s rise to power and Hitler’s: rising to win the election by preying on unrest and discontent, fomenting hatred, making sweeping claims to make the country great again. There are plenty more if you’re looking. It’s enough to give this history student the shakes. “…make the trains run on time”, indeed.

Edited to add

Nicole and Maggie published this today, and it’s timely considering what I’ve been wondering we need to do: Getting an oxygen mask on: Protecting oneself monetarily

And while I’m working on that in the background, as much I can without tipping over my boat, I’m reaching out to metaphorically squeeze a shoulder, tell a friend I’m here for them, tell another friend I’m thinking of them and promise to help in any way I can. I need these bright spots of positive to help me deal with the dark.

November 11, 2016

Finally Friday: a fish fillet dinner

My absolute favorite fish dinner is a whole oven roasted fish, with the skin on, crispy on the outside, moist and flaky inside, flavored with a homemade tamarind sauce, served on a bed of lettuce with a side of cucumber, rolled in rice paper wraps, and dipped in a lemon fish sauce. We would have that at home and it was culinary heaven.

That is not this recipe. Sorry.

Someday it will be. But I tried making it once without a recipe or guidance ten years ago, it was a horrid failure, and I haven’t had the nerve to waste another fish trying it again.

This is a suitable substitute, JuggerBaby approved.

Ingredients

2-4 fish fillets, I like tilapia or catfish
onions
oil, salt, pepper

Baby bok choy
Sesame oil
Diced garlic

Steamed white rice

Directions

I usually steam the white rice first, earlier in the day, since we use a rice cooker and that’s just an easy win. If you need help making perfect white rice, let me know in the comments and I’ll do a little snippet on that later.

The fish and bok choy are ridiculously easy – the fish fillets are placed on a large sheet of foil, sprinkled with oil, salt, pepper, layered with sliced onions (sometimes tomatoes or lemons if I feel like it), and the foil is pinched shut like a little packet. This goes into the toaster oven at 400 degrees for 20 minutes. It’s my cheater version of Fish en Papillote.

Meanwhile, the bok choy is washed and cut up into smallish pieces. This is tossed into the saucepan after cooking the garlic for a minute, tossed to coat the bok choy with a bit of oil and garlic, and covered for a few minutes on medium-low heat. I add a little drizzle of sesame oil and toss again, then leave it on medium-low heat for a few more minutes. Since JuggerBaby seems to think that ze can’t chew up vegetables that aren’t a bit on the soft side, crunchy like I prefer them, I cook it a little longer than if I were just serving it to adults. Cooked this way, ze will happily munch on bok choy all through dinner.

Total time from prep to serving: 35 minutes.

November 9, 2016

Why do you need flexibility?

Over at Ask a Manager, one of the threads touched on the fact that non-parents need to have scheduling flexibility, just as much as parents do. I had noticed people tend to assume that flexibility applies to parents, mostly, or that the reasons tends to be related to kids.

And it’s true that we need it as parents for when our kids get sick, or when our kids get us sick, or they have doctor’s appointments, school plays, break an actual leg, get called to the principal’s office. (In other words, for totally unfun things.) But there are plenty of times my schedule flexibility is important for entirely non-kid related reasons.

  • Seamus has a vet appointment.
  • I have a dentist or doctor or physical therapy appointment.
  • We desperately need groceries.
  • My body just completely gave out and I might still be typing but it’s all gibberish.
  • Sometimes, you just need a 3 hour lunch.
  • I have a secret mission that PiC can’t know about, almost always a surprise for him.

PiC also enjoyed schedule flexibility long before we had a kid, and will always love it for:

  • Midday workouts.
  • Craigslist purchases and sales.
  • Taking the car to the shop
  • Meeting up with a friend who’s in town just for the day
  • Bringing me donuts.
  • Making his Halloween costume.
  • Sometimes he has to take a 3 hour lunch with me.

None of these reasons have ever negatively impacted our work over the long run. We don’t abuse the ability to do our work on our own time, and it makes our lives a lot easier, which makes us happier people. Happier people overall means happier colleagues in the workplace and how isn’t that a good thing?

:: Tell me, do you have any schedule flexibility with your work? How did you get there? What do you use or need your flexibility for?

Election 2016

I had another post for today but first I’m sitting here with the Election doing what it’s doing and I’m wondering how we live in a country that would rather put a Hateful Incompetent Blustering Serial Liar in the highest office of the land over literally anyone else you could think of? A person who has made a campaign promising to deport citizens based on their religion, who considers many citizens of this country including women, disabled people, people of color, LGBTA, veterans, and immigrants as less than dirt to be trod on? When he incites violence against those who disagreed with him, invoked the Second Amendment in reference to his opponent – how are we to expect anything different from him if he’s then installed in the Oval? How precisely is he meant to lead and represent this country when his view of the nation is one that would be better off if most of us were gone?

Some of us have kids to whom we’ll have to explain how a bully and a predator was elected to the highest office in the land. How a man can brag about sexual assault and have multiple accusers of sexual assault and still be elected President. Some of us have daughters to whom we’ll have to explain how no matter how experienced you are, no matter how much blood, sweat or tears you’ve invested in the process and your career, a blustering man with literally no credentials or perceived competence can still win over you. Honestly, none of this was new, it’s just that much more obvious now.

I already knew I’d have to explain this to JuggerBaby someday but I had held to this frail hope that it could be in the past tense when ze was old enough to understand.

Add to the list of explanations: why are they telling us to “go home”? Because that’s nothing new either, but it’ll happen more frequently after the election, just as it was becoming more obvious during the campaign.

I was thinking earlier today, is this how it felt in Germany after the elections? A sense of foreboding, and impending doom, and wondering how many of your friends you can shelter from the coming storm? How long you can hold out?

The blistering racism, festering sexism, and ever-present xenophobia that’s pocked this country had me prepared for a close race, but I had held out hope, based on all the good, decent, and kind people I know here, that it wouldn’t come out in favor of hatred and bullying. This didn’t even come down to warring conservative versus liberal values and agendas. For me, this was about basic human decency and he didn’t even meet the minimum bar for that.

It’s not been called yet but I’m worried for the many who are even more vulnerable than I.

I don’t feel it yet, but I can say that I hope that when we wake up, it won’t be as bad as all that. That it isn’t the beginning of the long slide. I hope.

Nov 9 update: The person I couldn’t believe was the Republican nominee is the President-Elect now. It’s an outcome I knew was to be feared and the repercussions will range far and wide. It’s too early to try and hope again, today’s a day for resting, regrouping, and then we’ll pick up again. We’ll stand up to protect ourselves, defend those who need help, and be the best possible people we can be. That’s our job. And in two years, we need to do what we can to change the fact that all three branches of government are held by one party. The checks and balances can’t work when there’s no aisle to reach across.

November 7, 2016

Net Worth & Life Report: October 2016

Money and Life Report: October 2016

On Money

Income

Our normal income is two full time day job salaries. We earn money on the side, including minimal cash flow that we don’t touch from an investment property. The goal is to replace our full time job income before my health gives out and prevents me from working. 

Poshmark: I talked about the reselling experiment earlier this year as part of an ongoing effort to earn money separate from our day jobs. It’s quite slow, no doubt because I don’t own spectacularly covetable items, but I’ve made three additional (small) sales since, netting an additional $32.

I have no intentions of becoming a boutique shop so using Poshmark to move used clothing and shoes out (shipping is paid by the buyer, I can schedule free USPS pickup for the items I’m shipping, money is available for transfer 3 days after delivery) is worth the fees ($2.95 for sales under $15, 20% for sales over $15). The earnings are almost secondary to clearing up the clutter on my ongoing closet curating quest. (more…)

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