September 30, 2024

Living in the time of pandemic: COVID-19 (226)

Year 4 of COVID in the Bay Area.

Year 5, Day 166: Trainer time! I’m gaining confidence that I can do exercises without immediately sending myself into CFS / fibro traction and there’s something immensely uplifting about that knowledge.

Arms day is easier for me than legs day, and I attempted to max out my reps again. (spoiler: I was able to lift my arms again the next day. Yay!

TIL the acronym HENRY: High Earning Not Rich Yet. That’s us, since I define “rich” for us as being able to survive long term without our jobs. I’m always acutely aware that it can go away. My Great Recession scars are practically tattoos, they’re always out and always at least a little bit dictating my attitude towards money. We are currently high earning (though at the very bottom of the high earning wage scale in this area and compared to the other professions/industries around here, most daycare parent make multiples of what we both make combined), and we couldn’t maintain this lifestyle on one or no incomes. We splurge now and again, and we give more than we splurge on ourselves most months. There’s plenty of non survival (our survival that is) fat in our spending but I don’t consider it all non-essential. I would really hate to be unable to help folks out. But that’d be part of the reality of losing our incomes due to corporate cuts, along with other belt tightening we’d have to do. Actually, I can’t entirely blame the GR for my continually being on edge: PiC’s employer is going through yet another round this year, did I mention that? This is what, the fifth round this year. No wonder I’m always expecting it. What steams my cauliflower is that the parent corporation is doing Just Fine. They made many-digits of profit last year. Alright, I’d better leave it at that. We’re HENRY. Can’t wait to drop the NRY and the heartburn of waiting out round after round of layoffs, hoping we make it through another one. Between PiC’s income, benefits and the childcare being linked to his employer, we have so many reasons to hold on tight at least until kindergarten starts. Then it’ll be down to the income and benefits. Healthcare is such a huge question, and has the potential for such catastrophic consequences if you have a serious illness, I don’t know if I’ll ever not be nervous about that piece of the financial puzzle.

Year 5, Day 167: Everyone got up late again today. We weren’t late out the door but this waking up early is such a tough nut to crack. Even Smol Acrobat, usually an undesired reliable alarm clock, slept in. There’s something about this school year that’s making it all much more challenging.

Garden harvest: three snap peas, three mini cucumbers, and seven green beans! Our biggest green veg harvest yet!

Work: 👎🏼👎🏼👎🏼👎🏼👎🏼

I’m preparing a brief to get into yet another tiff (of sorts) with corporate on behalf of my team to get them what they deserve. Ahhh there’s nothing like a combination of intense pressing deadlines AND political bullshit to navigate to ring in the fall season! This is just the beginning of this particular advocacy, and it remains to be seen if I have a particularly powerful person on our side or not. That’s what I find out next week – wish me luck?

Year 5, Day 168: Chores day for everyone. JB needed to wash their lunchbox, plan tomorrow’s lunch, grind coffee beans, and put away the new load of laundry. Smol Acrobat is responsible for their own laundry so they had to hang up their own clothes and fold their underwear and put away the utensils. PiC prepared dinner. I assigned the chores, babysat Smol during their chores to help them over the little bumps, then spent two hours submitting FSA claims, and trying to figure out how to earn a few miles for our Alaska mileage accounts.

I ogled these cakes from a local(ish) bakery. I want to try some of their flavors but not at $35 for 1-2 servings. I’m not feeling that level of economically secure.

Year 5, Day 169: This weather cannot make up its mind: one day hot, one day cold, two days hot, two days cold. One day hot, one day cold. Today is Full Winter. Tomorrow’s forecast? Full Summer!?

Year 5, Day 170: Well, I’ll be darned. I was dreading the arrival of an envelope from the Passport Services Agency today – we only just submitted our applications last week and the only reason I could think of that they would be sending anything to me so soon after processing payments is that they were rejecting Smol Acrobat’s passport photo. I accidentally sized their head a little too large in the prints relative to the 2″ x 2 ” size and the agent said maaaaaybe they would take it but they might not, and they would mail it back if not. You could knock me down with a feather when I opened it up and found that it was my very own renewed passport! That was less than 2 weeks from submission in the new online system to delivery! Fantastically fast.

Trainer time: It’s arms day again and I’m maxing out my reps while I still can. 24 lateral raises, 18 almost-semi-kinda pushups. I can feel the ache but it’s not terrible.

Money things: PiC mentioned the cascade of upcoming big home maintenance things: getting the roof replaced, and then the gutters, and then (this is really ambitious) finishing the exterior paint which was started seven years ago but never finished. That made me a little nervous so I made a savings bucket in our Ally savings account to start to trickle in cash for big house stuff. I didn’t love how it felt to take the cash from our emergency savings even if we did make up that lost ground over less time than I had feared. At least this way we’ll have some cash set aside specifically for these things. I also made a travel bucket while I was at it. Historically that’s always just come out of cash flow but we also haven’t really done much big travel in the past 5 or so years, it’s easy to cash flow a road trip or three. Bigger travel is going to cost accordingly.

Also looking ahead to 2025 moneywise – I think the 401K contribution limit is expected to go up another $1000. I’ve been plugging in some of this year’s numbers into next year’s spreadsheet and it looks like our cash flow falls over into the negatives by May. Part of this is because spending is high. Well, I guess that’s just really the whole thing: our spending projections are on the high side. Since my takehome pay is hard to calculate for next year, I’m being very conservative about how much that might be for now. I’m also conservative with PiC’s presumed takehome pay for the early part of the year as well. We usually “run out of money” early in the year in the first few drafts of the annual spending projections and we don’t ever actually run out of money in real life but even knowing that, I still hate the early draft feelings of augh the numbers are going negative! And I still have more spending to add! Especially since, in keeping with everything else that keeps going up, our annual property tax bill is now over $12k total so I have to bump up that specific savings bucket. I can’t reduce our property tax or the daycare bill or the mortgage or the half dozen other necessities. I can only reduce the not-survival stuff like giving and travel. Boo. Do not like.

September 23, 2024

Living in the time of pandemic: COVID-19 (225)

Year 4 of COVID in the Bay Area.

Year 5, Day 159: COVID vaccines are being administered nearby but they still don’t have them for 5 and under so I’m waiting til Smol Acrobat can get vaccinated so the kids can go together for moral support. PiC and I have to remember to do ours separately so we don’t have a simultaneous crash and burn like we did last fall. It was totally unexpected. We’d been relatively ok after all the prior boosters/vax after the very first round so we let our guard down for the Fall 2023 shots. JB was a champ at covering for us but I don’t want them to have to do that again.

Smol Acrobat has been sick for a few days and they finally got me this weekend. It appears to be the standard preschooler congestion/fatigue/cough/ICK virus that circulates every other week, but I tested both of us today and we’re currently negative on COVID. I’ll test again in a few. I had the luxury of being able to rest half the day Sunday because PiC took the kids, but there’s no rest on weekdays between work and school drop off and pick up and activities.

Year 5, Day 160: Operating at about 30% today, having gone to bed early but unable to sleep for physical discomfort and then unable to rest for the psychological warfare my subconscious is waging against the nightmares. PiC heard me shout in my sleep last night, I remember that waking me up too, because of some vampire-ish type of nightmare.

With 9 direct reports, someone always needs something. It gets unwieldy when it’s three somebodies all needing something at the same time. It’s not all handholding, though sometimes (and more lately because of THINGS and REASONS) it is that too. Ultimately I’ve got to make some changes in my department. I don’t love them but reality has set in, especially as at least one person is in crisis and needs me to be really present for them in a way that isn’t sustainable in the long-term the way I’m overloaded now. My hope is that we can support them through the crisis and in the meantime I will be restructuring enough so that I am prepared for future needs. I wish I could have had real support when I was grieving my mom’s sudden death or overwhelmed with my pain and fatigue issues, even if I didn’t know I needed it or how to ask for it, so I’m committed to providing it here.

Year 5, Day 161: I’m still feeling under the weather but compared to how I would normally be feeling three days into any virus (steamrollered), this isn’t nearly as bad (very mild congestion, continued fatigue). That first day of rest must have made a real difference because that’s the only difference between the last time I got sick and this. My system is overreacting to the virus today with absolutely delightful (not) mouth sores despite the antivirals, though, and that’s making eating a real trial.

I powered through so much work today in an attempt to keep the decks clear for a shorter day on Friday. We’re going to get the kids their passports and then I get to test out the online passport renewal process that just opened today for myself. Tiny squee of excitement.

Year 5, Day 162: Trainer time! This is the third workout of the week and despite the viral things going on with me, I decided to push my limits a bit. The trainer usually gives me a range, say 3-8 lateral raises, or 2-5 pushups (modified since my wrists can’t handle that pressure). I aim for the middle of the range most of the time, hover at the bottom of the range on bad days. Since good days are far and few between, I figured that a not-bad day is good enough for attempting this. Plus I was emotionally disregulated like WOW this afternoon and the challenge felt like a good way to shake my brain loose of the crankiness. I did 20 modified pushups and 32 lateral raises with light weights. Will I be able to lift my arms tomorrow? NO ONE KNOWS.

Year 5, Day 162: Oops, my updates for this day and Friday were lost to the ether! I won’t fully attempt to recreate them but just the most relevant bits:  YES I was able to lift my arms today and it wasn’t a big deal which conversely was a big deal because that’s really cool. I am getting a bit stronger and not getting punished for trying to work out again! That’s such a huge thing.

Year 5, Day 163: This was both a busy day and a good day in that I cleared a lot of work in not a lot of time, so PiC and I were able to have lunch together. We haven’t done that in a very long time. The bad part was we both ate too much and nearly succumbed to food coma! 😀 In the end, we made it through the worst of the comas and finished out the week.