By: Revanche

November Snapshot

November 5, 2007

Retirement Savings

Rollover 401(k): $1,456 *Have not received an update for this past month yet.
Roth IRA: $3,557
401(a): $1,711
403(b): $10,239
Total: $16,963

Emergency Savings


Goal Oriented Savings

Car Maintenance: $638
Savings for BT repayment: $17,015
Savings for taxes: $3,792
Total: $21,445

Investment Loans

Prosper-ish: $12,630
Personal Loan: $5,000
Total: $17,630

Total Assets

Non-Liquid: $16,963
Semi-Liquid: $17,630
Liquid: $33,434
Total: $68,o27

Debt and Liabilities

Truck: $7,755
BT (Brother): $17,015, due 02/08
Total: $24,770

The flipside to having a boring set of paychecks through the end of the year is seeing a huge jump in my retirement savings: I’ve finally passed $10k in one of the accounts! I’m finally playing a little catch-up and it feels great. Retirement savings increased 6% overall.

Debts were reduced by 5%, and liquid savings jumped up by 45% but that’s offset by the ongoing drain on my finances due to the truck and taxes due. You’ll see a new category up there: savings for taxes. It’s exactly that. The tax man’s going to come calling for his share of my bonus and I aim to be prepared.

Emergency savings have increased substantially (88%), and I’m very close to achieving the goal again. That wasn’t any amazing feat (other than self control) on my part, though. Soon, the house fund shall rise again!

I wonder if it’d be a good idea to add another section that tracks the debts I’m owed. They’re at the back of my mind, but should it play a role in the Snapshots?

I love that some progress has been made, and might actually even make a net worth goal in the near future. Once I kill this debt and settle accounts with the brother, we’ll talk. We’ve still got the house-buying venture to flesh out, so I’m going to need down payment money in SCADS by next July. Can we do it? Tune in next time! Same Ducky time, same Ducky channel!

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