By: Revanche

Retirement Contribution Schedule

April 16, 2008

It’s always irked me a little that my retirement contributions don’t appear in my Vanguard accounts until two days after payday, but it’s at least been consistent since I opened my accounts a few years ago. What really gets my goat is that this last pay period’s contributions didn’t show up until this morning, a full week after we were paid.

What’s up with that? I’ve sent an email to our benefits people to get an explanation because I do NOT want to see that happen again. My money has places to be, folks, don’t hold it up!

Does anyone else have to wait a certain number of days before they see their contributions? And that does fluctuate for any reason?

Am I just extraordinarily neurotic about my every penny?

4 Responses to “Retirement Contribution Schedule”

  1. Jon says:

    I don’t have a 401(k) plan where I work, but I’ve also been frustrated with something: occasionally my health insurance premium varies by a few dollars. I asked the “HR” person and she had no idea why.

  2. ~jon~ That’s even stranger than my contribution dates! Unless they’re changing the whole plan, I thought that premiums had to stay the same all year! I wonder if there’s something going on?

  3. Jonathan says:

    2 days is actually not that bad, we’ve had to wait up to 5 days before the money leaves limbo and showed up in the 401k. I just chalked it up to being a small administrator, but you have Vanguard so that’s not the case for you.

  4. ~Jonathan~ Yes, both my employer and Vanguard are quite large scale, so that shouldn’t be an issue. I’m pretty sure my benefits department is blaming Vanguard, though.

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