By: Revanche

October Snapshot

November 3, 2008

Retirement Savings

Rollover IRA: $1,452
Roth IRA: $3,653
401(a): $4,107
403(b): $12,197
Total: $ 21,409 (23,352)

Emergency Savings

Catastrophe: $ 19,743 (18,547)
Problem Cushion: $0

Short Term Goals

Car Maintenance: $810
Car Insurance: $1,503
Travel/Con: $297
Taxes: $3,499
Moving: $15
Total: $ 6,124 (5,184)

Long Term Goals

House Down Payment: $100

Investment Loans

Prosper-ish: $12,630
Personal Loan: $5,000
Savings Bond: $357 (current accrued value)
Total: $17,997

Total Assets

Non-Liquid: $21,409
Semi-Liquid: $17,997
Liquid: $19,743
Expense Acct: $6,683
Goals Savings: $6,124
Total: $ 71,686 (72,762)

Debt and Liabilities

Truck: $3,133
AX: 130
Citi: $403
Chase: $578
Rent: $1,360
Total: $5,604

Net Worth

$66,082 (66,846)


Meh. I totally didn’t feel like putting this together.

Gains in cash holdings were more than offset by the losses of my portfolio. *shrug* Knew that was going to happen.

It’s more than time to cultivate more streams of income by freelancing if I want to make any actual gains. A six figure net worth seems much farther away than it did before.

Looking ahead to November:
1. It’s open enrollment time!
A) Figure out new FSA allocations for 2009. Account for increase in copays (up from $15 to $20 for office visits and up from $10 to $15 for prescriptions).
B) Long term care insurance. Do it.
C) Expand disability insurance? Hmm.
D) Anything else?

2. Am a little tweaked about the Thanksgiving holiday weekend. I’m in dire need of a getaway and Turkey Day takes up a whole weekend that could have been mine, all mine. Selfish, huh? Oh well, I’ll think of something because I really need a break.

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