January Snapshot
February 1, 2009
| >Retirement Savings |
Rollover IRA: $1,019 |
| Emergency Savings |
Catastrophe: $ 22,291 (25,000) |
| Short Term Goals |
Car Maintenance: $494 |
| Long Term Goals |
House Down Payment: $101 |
| Investment Loans |
Prosper-ish: $12,630 |
| Total Assets |
Illiquid: $22,027 |
| Debt and Liabilities |
Truck: $0!!! |
| Net Worth |
$ 71,547 (69,325) |
**Holy cow, the truck’s OFF the ledger! The sale hasn’t been completed yet, but replacing that money in the expense fund will be a huge relief. I feel exposed with such a small expense cushion, that’s only about 1.5 months’ worth of expenses now.
About half the increase was due to some overtime money (~500), the holiday gift (300), and diligently saving my transportation reimbursements (250). Everything “extra” from the paycheck and from reimbursements went into the emergency fund.
The other half looks like some gains in the portfolio, surprisingly enough.
All in all, an increase, so really not bad.
Thank GOD that truck is gone. š
I love that you put it as liquid, illiquid… š
Squid..
Fabulously Broke in the City
“Just a girl trying to find a balance between being a Shopaholic and a Saver.“
I too have a major and minor emergency fund!
You are doing very well!!
Congrats! Investment gains, where are you investing? I need to copy you, the market was dragging me down this month. Isn’t it great to pay off car loans, they are such a drag.
FB: Squid? LOL.
notesfromthefrugaltrenches: Thank you!
Miss M: Hah, it turns out I just can’t do math. I added December’s investments total incorrectly, so the number carried over was artificially low. Don’t get too excited, it turns out I only “made” about $77 and that’s after contributions. *shudder* I’m up only by virtue of not losing more than I put in this last month.
Yep, love paying off that loan, now considering paying off the family car too, but still on the fence about it.