By: Revanche

December Snapshot

December 30, 2009

How do you like the new Snapshot format? I’m rather awfully proud of it, it’s growing up to be a real adult being formatted in Excel.

As you can see, the damage is rather substantial this month.  I spent another $1100 on classes for next quarter and $210 for Christmas gifts.  The rest of the discrepancy was a glitch in the unemployment but it should be resolved in the next two weeks. Oh and I didn’t really add another $231 to the emergency fund, I just “stole” that from the tax fund temporarily.  It’ll probably go back. Or not, I like seeing 15k in the ING account. 

I’m still prepared for costs to go up in 2010, and I didn’t pick up that 2% CD.

9 Responses to “December Snapshot”

  1. Chelsa Bea says:

    The new format is fantastic! I’m kind of an excel addict so I’ve love what you’ve done. Also, it’s so much easier to read and understand. Great job, honey!

  2. Mrs. Money says:

    Wow! You are doing a great job!!

  3. 444 says:

    I like your spreadsheet and I may steal your ideas. This is sort of like the NetworthIQ charts (if you click on any of mine, you’ll see them) but more detailed. Those are very limited and people have to use categories that don’t fit; for example, I put a pension under “annuity” because there is no function for adding categories. I still like NetworthIQ for the charts it generates, but I have started keeping more detailed spreadsheets. Yours is very easy to understand.

  4. Sense says:

    I love the new format, and the colors!

    and are you still making roth contributions or is the gain purely from the market?

  5. L.A. Daze says:

    I like the new format a lot! It’s a lot easier to read.

  6. That’s really nice — very tidy and easy to follow.

    Looks like you had an expensive month! On the other hand, if you can pay for classes upfront, you’ll keep yourself out of student debt, and that’s worth a lot.

  7. I’m curious about the “Prosper-ish” loan. I like the idea, but I’m just under meeting their criteria. Do you lend out money through another company that works the same way? Or is this something you do on your own?

  8. Revanche says:

    @Chelsea Bea: Thank you!! Approval from one of my Excel gurus is heartwarming. 🙂

    @stackingpennies, Mrs. Money, L.A. Daze: thanks!

    @444: You’re welcome to crib from mine, but note that it’s still very simple. I had to customize it because programs like NetWorthIQ were too rigid in their categories as you said, but my spreadsheet isn’t sophisticated with formulas and other such stuff yet.

    @Sense: Yay! I haven’t made new contributions to any of the retirement accounts since the layoff. I haven’t convinced myself to send money to the Roth yet.

    @Funny about Money: Thanks! It’s just been an expensive 6 months and my chickens are going to come home to roost soon. But I’m paranoid – I’m paying for everything in cash and I see all my bills at least once a week so nothing’s a surprise.

    And staying out of debt is paramount.

    @Working Rachel: I actually don’t use a company for this loan. We have a very LARGE extended family, and one branch runs/tracks these loans within the family. It just started out as a way to keep money moving through the family to help where people needed it.

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