J.Crew pants and working from an allowance
February 13, 2013
An Ebates email touting “an extra 30% off Jcrew.com” caught my eye earlier and I casually meandered over to check it out. Much of the time, this poking about never turns up anything so it seemed harmless.
But now that an allowance for each of us has been established during the formation of the budget, my hoarding (money) habits came to the fore and insisted that I calculate exactly how much was left for the month before making any moves.
Of course that meant entering all transactions for January and February into the spreadsheet because if I’m already in there, why not?
After subtracting the cost of the second dress (not pictured), my allowance stands at $160 right now. These pants I liked so much are available in pinstripe and at $75 (before tax and shipping), a fair bit less than the original $98 paid. Even knowing that next month will bring another month of allowance money, and even after having said I’d get a second pair when they were on sale again, my gut says: no! Wait until you have more to spend so you’ll always have over $100 in allowance!
Of course. Because a spender cannot be made out of a saver, no matter how laissez-faire you get.
There’s been a lot of banter back and forth so far about what we’d be willing (he, really) to take out of our respective allowances so this imposed limit on spending has been both hilarious and instructive in forming more conscious spending decisions.
It always niggled at the back of my mind that deal sites were going to be the death of our savings goals; PiC orders from them 8-10 times more frequently than I do. But this is good, we’re figuring out that territory.
As for the pants: these are supposedly their most popular pants, it can’t be stupid to think they will absolutely go on sale, for this much, again later in the year, right? (I’m counting on it. Plus, like SewPetiteGal, I hate paying for shipping.)
