May 11, 2026

Living in the time of pandemic: COVID-19 (310)

Year 7 of COVID in the Bay Area

Year 7, Day 8: We’ve finally gotten some information on the layoff. I’ll have months to wrap up work, though there’s not much of it (any?) that I care about. Now that they’ve treated everyone so badly, my obligations are to draw a paycheck and dump information wherever they want it and ride it out til the last day. I’d almost prefer that last day to be sooner so I can get on with healing and resting but it makes no sense to give up extra income while the workload is lighter than it’s ever been, ever.

When all’s said and done the package could take me through the end of February. Then… I don’t know! I threw an application into the world for a job that closes in a week. Told them I wanted only remote work and a start date in 2027. It’ll be unlikely they even bother to look at it but I redid my resume from top to bottom and went for it anyway to shake off the rust. I’ve not had to apply for jobs in 15 years, it’s been a really good run of avoiding the whole process. But it does mean I’m out of practice and need to brush up while I’m still unwilling to commit to anything.

I’ll have to actually do some math to figure out how much money we need for me not to have to go back to work, or for us to live on one income, but none of the calculators I’ve run to date seem to come up with less than 3 years from the best case lowest spend scenario.

Year 7, Day 9: Actually, having finally edited the budget spreadsheet, I think I will have paychecks through mid-February. That should feel comforting but instead the panic is eating my brain today.

Maybe a small part of it is fueled by my secret competition where I’ve been trying to catch up to PiC’s salary. He’s older than me and started out with a higher salary when he entered the workforce but this past year I finally caught up to his salary to within $200. I was so proud of that! And I knew I wasn’t going to have this job and this salary long, failure felt inevitable because of what corporate was doing. I was so proud of finally making the highest salary I’d ever made and really enjoying wrapping myself in the temporary feeling of security. Before I could get used to

But now I’m contemplating making choices that make less money for my health and happiness and my subconscious has begun to absolutely freak out.

A friend reminded me that my past trauma is rearing its head: did someone else make really crappy decisions that are impacting my life negatively and creating enormous piles of work that I have to clear up? WHY YES, that DID happen. Repeatedly. I can make all the good things to do lists I want, I can’t leapfrog the grief process.

I’m sad that 1/3 of my life’s work ended in such a shitty way. I knew I would have to walk away at some point but leaving a smoking crater that someone else caused behind was not in my list of imagined possibilities. I’m so mad that they have treated everyone so badly through this process. I hate that my carefully recruited and constructed and trained team are being torn apart.

Year 7, Day 10: I’ve reworked my 2026 spreadsheet and then set up 2027 to game out the rest of my severance period, get a sense of our cashflow, and see how long we’ll last on PiC’s income after my income runs out. I had to add in a lot of recurring expenses that I don’t normally spell out to have a better sense of cashflow, remembered that at the end. If I stopped saving entirely when my income stops, then we would cash land at the end of 2027 with very little cash. If there’s no spike in spending, we could make it through the year before we start tapping the savings. What I wonder is, longer term, how long could we go before my being unemployed becomes a problem? I’m entirely unnerved by the necessity of stopping our regular savings, so that’s not great. But it is good to know that’s one lever to turn. The other lever, of course, is reducing spending but would you believe I’m so out of practice with constricting spending like this (versus just telling myself I can’t have wants) that it feels like it’s kind of complicated to manage? The simplest things to start cutting are my healthcare: therapy and my trainer. But those are the ways that I manage my health, should they be first on the chopping block?

Year 7, Day 11: A neighbor’s tree hasn’t been maintained properly and now the power lines are entangled in the branches. I used PG&E’s report it function to send pictures of the problem and rather promptly got a status update stating they agree with us that it’s both a safety concern and a violation of a safety regulation. I just checked the status of the problem today and the Remedial Action Date is 04/28/2027. EXCUSE me? The last time I popped in, it was 5-7 business days, now you’re going to take almost a year to get around to it??

Another PGE mystery: I’ve paid every bill in full. But they currently say that $1.50 from my last bill is now overdue. With a $0 balance. What??

Year 7, Day 12: I wish I could do something remote and part time and make enough money from that alone to coast but I have a lurking worry that relying on just one breadwinner is setting ourselves up for failure. In a more charmed existence, that wouldn’t be the case and we’d be fine on his income for several years. Many of my pre 30s years were very hard grinding traumatic years. Have I passed out of that or am I cycling back into that? Who knows!I’m not sure where we exist on that spectrum of luck and whatever else.

Headlines and updates on the economy aren’t helping me sleep at night. From Money Talk News, Expert warns: The 2030 economic cliff is coming for your retirement. A major economic shift is predicted to peak by 2030, driven by historic cycles and rapid AI adoption. Are you prepared for the “forced loans” that could target your digital assets? (I know something is happening because of the AI being forced down our throats but is that going to continue for the next four years or will pushback finally work?)

From Moneywise: “Goldman Sachs says the S&P 500’s run past 7,100 is ‘froth’ — Wall Street said the same just before the 2008 stock market crash”  (Ok but how many other times have they said this and did they pan out or no?)

This is getting under my skin. I’d set aside cash for this year’s upcoming large expenses and the cash left over was sent to our Vanguard brokerage to be invested. But the market keeps going up (irrationally IMO but I have thought that for the past 10 years) and I keep not committing to the transaction for the lump sum. I kept repeating to myself in the shower: Time in the market is more important than timing the market. But even being an old hand at this investing unemotionally thing can mean nothing in the face of unsettlement like the imminent end of income for an unknown period. I keep thinking “but what if we need that cash?” I think the answer is that we already have cash on hand for this specific purpose so invest it already and if we blow through our liquid savings, THEN we pull it back out of the brokerage. I suppose it just feels like tempting fate? But rationally speaking, we shouldn’t need it before 2028 and if we do then we do and out it comes. It’s not a fail to have to pull money back out, there’s no penalty other than paying capital gains since it’s a brokerage account, it’s not a retirement account with age limits.

May 4, 2026

Living in the time of pandemic: COVID-19 (309)

Year 7 of COVID in the Bay Area

Year 7, Day 1: We have finally gotten the garage door fixed! It cost a bundle ($$$$) but we got a good price from the guy we used with more services for less than the Big Corporate company that sent through a quote for $200 more and half the services. Whew. That’s a huge relief.

The other mostly petty frustrations remain – my blog spam filter is utterly hopelessly broken (I’m now on my third one, hoping this will work), the WordPress app is also not functioning so I can’t blog quick thoughts, and I’ve got to get someone to do a thing about the oven. I would like my oven working again please.

Also how is it I’m working every bit as hard – or more – since being told my job doesn’t exist anymore (except we have no information to move forward from here!)?? I’ve been taking calls nonstop from morning to evening every day. It’s deeply too much. I need to be able to take a break for my own sanity from all this.  Sigh. I’m trying to carve out an hour where I am not making or taking calls, each day. Today’s task is to pull job listings that give me some useful language for my laughably outdated resume. Yesterday I spent a few hours fixing up my LinkedIn profile as a test run and that did help shake loose a few cobwebs. Weirdly being faced with the Word doc of my resume feels impossible to tackle but I’ll hack away at this slowly.

Year 7, Day 2: Here’s something I didn’t expect with this layoff: I actually have people who respect and like me well enough to write me glowing recommendations. Back in 2008, I was still early enough in my career, and isolated enough, that I had to stretch to get as many as three references. My bosses at the time were horrible toxic creatures so they were to be avoided at all costs and they didn’t give two hoots about what would happen to us.

In today’s world, I’ve already lined up a minimum of three senior leaders to serve as references for all of my people so they don’t even have to ask and contacted half a dozen folks to ask them to be references for me across multiple departments. My instincts had reacted like I’d be as much up a creek with this layoff as the last one – perhaps job hunt wise I will be, because it’s bleak out there, everything is AI everything – this bit of things surprised me. I guess logging 15 years with the same boss also gave enough me time to build strong connections I hadn’t expected to be able to lean on. This probably doesn’t have any relationship to outcomes, but…one can hope?

Of course with not a single rec mentioning how scary (complimentary) I am, which is the first thing these people usually say when they’re describing me, it feels a little weird. I’m being oversold here!  In response to that, my friend commented that many companies posting job descriptions are also overselling how great they are too so it all balances out. There’s a certain amount of merit to that idea and it helps with my anxiety.

Year 7, Day 3:  I’m not feeling sorry for myself because I’m too busy being mad and worried for my teams; we are in a much better position than last time so I am grateful for what stability I’ve built over the years; and stopping working for the terrible people is a net good. A random glance at an October post, and my memory of 2024, reminds me I have been miserable for a long time.

I am anxious, though. I will probably know next week roughly what we’re working with and that will be good information and start a loud ticking clock in my psyche. It’s going to whisper a countdown and I don’t want a countdown in my head. My best case scenario is that someone will have a job that’s a good fit out there and I’ll connect with them sort of earlier than I want to be working again and we can agree on a start date that gives me actual time to rest and recuperate. Universe, y’hear me?

In realityland, I’ve put together one application for a totally stretch position that might be me getting in way over my head. That was true of one of the jobs I applied for back in the day but months later, I ended up with a role with the same company that was much more realistic and while that was admittedly miserable too, it gave me a huge springboard into the next stages of my career with some pretty great people and I can’t hate that so I think it can’t hurt to toss my hat in the ring and see what happens when I ask for what I want.

Year 7, Day 4:  Mental ping-pong 1: Panic, will we run out of cash before I find another job? // Calm, we have a decent amount of savings before we have to tap the brokerage.

Mental ping-pong 2: Fuck this industry that’s going very rapidly downhill. I want to do something that I actually care about now – animal care or something like that. Not that I didn’t care about the quality of my work in this job/industry, of course I did. But that was on principle, not because I loved the work itself. I don’t want to be miserable anymore. // We need a high salary, I need to suck it up and try to land something lateral or higher than my last job.

Mental ping-pong 3: I really really need a break. I don’t want to get out of bed for a week. // I have so many things I should/want to do. There isn’t enough time to do it if I get a job in any reasonable amount of time (3-6 months would be good, I wouldn’t want to start after only 3 months off but I do want something in hand at that point for the future).

None of these include my specific need to have a job that I can do from bed if necessary. I don’t know how I’m going to manage to swing that despite successfully running this company for many years that way.

Year 7, Day 5: I had a whole battery of pokes and prods and general discomfort: bloodwork, cervical cancer screen, the HPV vaccine because it occurred to me last year that it came out when I didn’t have good insurance so I didn’t get the series back in the day. I’m just under the age cut off so I went ahead and got the first dose. My nurse was really terribly kind, she warned me it would feel bad going in (it did, it burned), made sure I had an ice pack and observation for 15 minutes to make sure I didn’t have any adverse reactions and sent me home with an extra ice pack. This is the first vaccine where I completely forgot I’d gotten it at all within hours and not because I was very still for too long. 98% of the pain was gone by the evening with only a dull almost bruise like pain if I really thought about it.

I’ve been worried that I take too much magnesium, putting my liver or kidneys at risk, but either the magnesium I take contains MUCH less Mg than advertised or I have some kind of deficiency because my Mg levels are well within the normal range. I don’t know what to make of that and kind of want a chemistry kit to test the Mg tablets I take for content.

April 27, 2026

Living in the time of pandemic: COVID-19 (308)

Year 6 of COVID in the Bay Area

Year 6, Day 359: We’re in Week 1 of the Hardening Off the Pumpkin Seedlings. They are experiencing cold and wind from the safety of a sheltered bucket for a slightly longer stint each day and are still hale and hardy. So far, so good!

Over the weekend, I picked up a couple spare compostable cups, and dropped the 7 presoaked sugar snap pea seeds in there to test out this inside sowing thing. It’s worked out well for Smol Acrobat’s seeds, why not give it a whirl? For context, I’ve mostly been resistant to making this much effort to germinate seeds inside and transition them to the outside. But the prolonged non-germination period has broken me down. Today I was rewarded by the appearance of two teeny seedlings peeping up through the soil! In only two days! I’m pulling back the cucumber seeds that were put into the outside containers several weeks ago. They’re probably freezing and hiding as hard as they can in the soil. Need to rustle up some more trays or cups or whatever might fit on the windowsill to get those seedlings going.

Year 6, Day 360: Money well spent: I scoured a sale for an Oodie that now lives at my desk. After a hard meeting, I can literally crawl back into it, be wrapped in a cute soft squishy Sherpa-lined giant sized sweater thing and decompress. I’m cozy-warm at my desk all the time instead of slowly turning into a block of ice because I don’t want to turn on the heat! It’s so nice. I thought my friend might have been over-stating the wonders of the blanket-hoodie but nope, not even a little bit. I always have a little pang when a meeting comes around and I have to crawl out of it to pretend to be a working professional.

My cup now has THREE seedlings!

Annoying things I have got to get around to dealing with: The oven is still on the fritz. Need to find time to call in someone to fix it.

USPS Informed Delivery showed that my DMV car registration was due last Monday. It still hasn’t appeared so now I have to put in Missing Mail search request and hope it works. I’ve a suspicion that it was misdelivered to a non-friendly neighbor who has chosen to keep it as their registration sticker instead. 

The garage door opener went on the fritz. I need to get someone in to fix it, PiC’s done what he could to troubleshoot but it’s at the end of its lifespan (15 years) so it doesn’t feel like it makes sense to replace the control panel.

Year 6, Day 361: What a frustrating week. Our friends’ kiddo is having a terrible run of health luck and the poor child is now so scared of seeing new doctors because they’ve undergone so many tests and scans.

And drumroll, please: our whole company’s been laid off. We were part of a purge of wide swaths of departments. It was handled so badly that I was devoid of any words except cursing. Zero compassion, zero sense, it’s entirely about cuts to slash costs because they couldn’t make their projections that were wild conjecture with no basis in reality. I know it’s not my fault, those were circumstances several levels above my pay grade, but I’m still so angry about all of it. They took a perfectly good company that was turning a steady profit each year, and wrecked it. Having done that, they blamed us and gutted us. I will never forgive them for it but they won’t ever care. Now I have to figure out how we get on with things.

Year 6, Day 362: So, layoff money stuff. Presumably we’ll have severance pay but that’s theoretical right now. Along with everything else they bungle (shorting payroll, shorting bonuses, marking people ineligible for bonuses, stalling promotions for half a year at a time, emailing confidential information to the wrong SameName person in the company, shutting down the accounts for the wrong SameName person in the company because they accidentally sent them a password reset instead of just telling them to ignore it, managing to brick every single PC user for one shining afternoon), they didn’t bother to get any separation information together before dumping our asses. Just another way they’re a horrible employer.

Since we don’t know our last day(s), I can’t make a lot of useful projections. For now, I can tally up how much accessible cash we have to cover my part of the household income. That’ll be saved cash and i-bonds, and the cash meant to be invested.

I’m reviewing the rules around unemployment benefits to stretch my timeline of available cash. For unemployment in CA, it looks like my best bet is to apply right away because it’s based on the highest quarter in my last 18 months of income. I should be eligible for $450 per week up to 1 year. I found this bit interesting: “The California Training Benefits (CTB) program allows you to attend school or training while receiving unemployment benefits.” That might be useful! My industry has been taking some really awful turns with the proliferation of GenAI and I don’t want to go back. Maybe this is one way to pivot back into animal care that I’d rather be doing, down the road. I’ll return to that later. My brain doesn’t have room for it now but I have to dig into it probably in my first two months of being laid off since we have to apply before the 16th week of unemployment.

If the initial information was accurate, severance should be 2 weeks per year of service and I’ll max it out at 26 weeks. That’s taxed at a higher rate, about 41%, so 60% in take home cash works out to roughly 3.5 months of income.

Year 6, Day 363: I’m just sad today. I’ve been working every day this week since the announcement to support my team, and maybe incidentally keeping too busy to think much about my own situation but the questions of “who am I when I don’t spend 40 hours a week doing my thing” and “what do I want / what can I do next?” and “how bad does it feel not to be in charge of my own team anymore?” (answer: so bad) are rising to the surface. I hated my actual job of the past 2-3 years. That was miserable. I was still good at it, I had been making life significantly better for my team and that was so many lives improved, but I hated the corporate pressures where nothing mattered except “line goes up” well beyond the possibilities in reality. None of their lies and platitudes serving as reasons for this devastation matters, I’m just sad.  In therapy I’m going to have to explore how to handle being a person whose job of 15 years revolved around doing the work itself but also building an amazing team that was just summarily axed. I have lots of feelings about this. I thought that cutting off my dad was a hard identity transition. This one may be a lot harder? But maybe a positive one, in the end, like going no contact was, ultimately.

There’s some shades of relief knowing that there’s an end to my personal suffering but I would never have taken that route at my team’s expense if I had any choice about it.

There’s also resentment that I’d finally found some kind of balance between my saving (extreme) and spending (extremely no) impulses and now it has to flip around a bit until I know where the money is coming from.