December Snapshot
December 4, 2007
| Retirement Savings |
Rollover 401(k): $1,571 |
| Emergency Savings |
$11,754 |
| Goal Oriented Savings |
Car Maintenance: $641 |
| Investment Loans |
Prosper-ish: $12,630 |
| Total Assets |
Non-Liquid: $18,422 |
| Debt and Liabilities |
Truck: $7,372 |
I’ve some small gains in my retirement accounts, but that’s because the market ticked up just in time for my monthly round-up. It’s been up and down all month, and mostly down for three of the past four. It would be tough on more than just morale if I depended on it for income in the short-term.
The liquid savings was knocked back a little because the truck payment is draining my expense account every month. So far I haven’t been forced to pull money from savings to pay it yet, but I am taking savings out to pay for the costs of the NY trip as I mentioned before. I’d really like to sell it soon, but it turns out I still need the convenience of a third car at home during this difficult time.
Pa was recently downsized so if he doesn’t get a new one soon, we won’t need three cards for three people and I’ll sell the truck in January.
Overall, the assets increased by 1.5%.
Debts are decreasing steadily as well, and by equally small amounts. Due to the recent events, and all the nights I’ve spent with BoyDucky at the hospital, I haven’t killed off the BT debt to start a new one yet. I have, however, taken credit limit increases across the board for all my Citi cards in anticipation of the new BT. That increased my total credit line available for a future BT from 18k to 24k. I took advantage of Citi’s credit limit increase feature on the website to avoid any hard pulls on my credit.
