By: Revanche

September Snapshot

October 6, 2008

Retirement Savings

Rollover IRA: $1,452
Roth IRA: $3,770
401(a): $4,588.70
403(b): $14,994
Total: $23,352 (26,086)

Emergency Savings

Catastrophe: $ 19,413 (18,547)
Problem Cushion: $0

Short Term Goals

Car Maintenance: $788
Car Insurance: $604
Travel/Con: $286
Taxes: $3,491
Moving: $15
Total: $ 5,184 (5,452)

Long Term Goals

House Down Payment: $100

Investment Loans

Prosper-ish: $12,630
Personal Loan: $5,000
Savings Bond: $357 (current accrued value)
Total: $17,997

Total Assets

Non-Liquid: $23,352
Semi-Liquid: $17,997
Liquid: $19,413
Expense Acct: $6,716
Goals Savings: $5,284
Total: $ 72,762 (69,775)

Debt and Liabilities

Truck: $3,521
AX: 142
Citi: $321
Chase: $572
Rent: $1,360
Total: $5,916

Net Worth

$66,846 (63,680)

Notes:
~ This is nearly a week late, but the numbers should be accurate through October 4th.

~ I expected my retirement funds to have hemorrhaged. It’ll be ok.

~ The supplementary income was like a shot in the arm, or a bowl of chicken soup. I’ll be good for another three months, and then some. I’ll still need a job, though. 🙂

~ The area that I’m truly happy about is the money I’m saving, aka money I’m keeping. It’s not scheduled to be spent, it’s just there.

~ I’m spending a lot of time mulling over how to handle the upcoming supplementary income. I want to make sure that I’m still saving a good percentage of my income, and not getting used to an artificially high cash flow.

~ That truck loan doesn’t have much farther to go. I’m resigned to paying it off and keeping it for a while. It’ll have some crazy-low mileage by the time I do anything with it, that’s for sure. Since the selling of the truck never really went anywhere, I’ve taken it off the list of things to stress about.

~ It’s high time to officially create a Charity/Donations fund. I’ve always given informally and out of my expenses fund, supporting my family, my extended family and a select few charities, but I would like to earmark some money solely for that purpose in 2009. I think this means I’ll be able to give more and more regularly.

3 Responses to “September Snapshot”

  1. Your debts aren’t so bad.

    We’re all taking a hit on the market but I just can’t wait for Oct to be over so that I can bloody pay my debt and save.

  2. Well done you, that is a brilliant net worth!

  3. Revanche says:

    FB: Meh. They’re not so bad, but I’m still anxious to clear it out so I can concentrate my money on SAVING.

    notesfromthefrugaltrenches: Thank you!

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