By: Revanche

September Snapshot

October 6, 2008

Retirement Savings	Rollover IRA: $1,452 Roth IRA: $3,770 401(a): $4,588.70 403(b): $14,994 Total: $23,352 (26,086)
Emergency Savings	Catastrophe: $ 19,413 (18,547) Problem Cushion: $0
Short Term Goals	Car Maintenance: $788 Car Insurance: $604 Travel/Con: $286 Taxes: $3,491 Moving: $15 Total: $ 5,184 (5,452)
Long Term Goals	House Down Payment: $100
Investment Loans	Prosper-ish: $12,630 Personal Loan: $5,000 Savings Bond: $357 (current accrued value) Total: $17,997
Total Assets	Non-Liquid: $23,352 Semi-Liquid: $17,997 Liquid: $19,413 Expense Acct: $6,716 Goals Savings: $5,284 Total: $ 72,762 (69,775)
Debt and Liabilities	Truck: $3,521 AX: 142 Citi: $321 Chase: $572 Rent: $1,360 Total: $5,916
Net Worth	$66,846 (63,680)

Notes:
~ This is nearly a week late, but the numbers should be accurate through October 4th.

~ I expected my retirement funds to have hemorrhaged. It’ll be ok.

~ The supplementary income was like a shot in the arm, or a bowl of chicken soup. I’ll be good for another three months, and then some. I’ll still need a job, though. 🙂

~ The area that I’m truly happy about is the money I’m saving, aka money I’m keeping. It’s not scheduled to be spent, it’s just there.

~ I’m spending a lot of time mulling over how to handle the upcoming supplementary income. I want to make sure that I’m still saving a good percentage of my income, and not getting used to an artificially high cash flow.

~ That truck loan doesn’t have much farther to go. I’m resigned to paying it off and keeping it for a while. It’ll have some crazy-low mileage by the time I do anything with it, that’s for sure. Since the selling of the truck never really went anywhere, I’ve taken it off the list of things to stress about.

~ It’s high time to officially create a Charity/Donations fund. I’ve always given informally and out of my expenses fund, supporting my family, my extended family and a select few charities, but I would like to earmark some money solely for that purpose in 2009. I think this means I’ll be able to give more and more regularly.