By: Revanche

Bye bye, $2,355.49 and hello Title!

January 15, 2009

I think *gulp* I’m gonna do it. Without the title in hand, it’s a bit harder to sell the truck because potential buyers don’t want to wait 7-10 days to complete the paperwork and sale. So I’m going to send my payoff to Toyota. Yipes!

This is half my expense cushion! But it shouldn’t make a real difference; I’d have to pay it over the next six months, regardless of my employment status.

It makes sense if it eases the sale process, I just have cold (spending) feet!

Edit: Did it. Just did it. Whew!

10 Responses to “Bye bye, $2,355.49 and hello Title!”

  1. I hope you sell that truck fast! Just out of curiousity, how is your brother getting around?

  2. Gotta do what you gotta do!!

    Fabulously Broke in the City

    Just a girl trying to find a balance between being a Shopaholic and a Saver.

  3. Miss M says:

    Writing those big checks is tough, my final car payment was over $6000. I had the money saved so it wasn’t a big deal, but that big amount in my savings account was a kind of security blanket that I had to let go. I take it you’ll get the money back when the truck sells?

  4. Hope that makes you feel some relief!

  5. Karen says:

    Whew! I hope that trucks sells fast!
    I have a similar struggle with my c.c. debt. I want to wait until the last minute to pay it since it’s 0%. That way I can accrue a little more interest and I like seeing the money in my account.

  6. Revanche says:

    losangelesdaze: There might be a deal in the offing, cross your fingers!

    He’s relying on friends for transportation, or public transportation. Without insurance (paid by HIM), he’s not welcome to drive my car(s).

    FB: 🙂

    Miss M: Yes, the car sale will at least cover the amount I just paid out, and then some. YAY!

    notesfromthefrugaltrenches: As soon as the truck is out of my hair, the insurance will be reduced and no more payments. Very excited.

    Karen: Me too! I love 0% interest.

  7. Money Funk says:

    It’s just like that Expedia commercial that is on TV where they train the girl to push the mouse to accept the deal.

    It sounds like a good move on your part. 🙂

  8. Sense says:

    woo hoo! that will tie up so many loose ends!

  9. Squawkfox says:

    Wow. Big decision. Hopefully you can sell it sooner and recoup the cash. Good luck girl!

  10. Revanche says:

    Money Funk Heh, now I feel a little bit like a monkey.

    Sense SO excited about how much will be taken care of.

    Squawkfox Thanks! Will update once things happen.

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