October Snapshot: Happy Halloween!
October 31, 2009
| Retirement Savings | Total: $34,001 (34,951) |
| Emergency Savings | Total: $36,741 (36,887) |
| Short Term Goals | Car Maintenance: $2,223 Insurance: $2,439 Travel/Con: $550 Taxes: $3,590 Moving: $2,894 Total: $11,696 (12,863) |
| Long Term Goals | House Down Payment: $102 |
| Investments | TradeKing: $1,095 Prosper-ish Loan: $12,630 Personal Loan: $1,500 Savings Bond: $362 (current accrued value) Total: $ 15,587 (15,586) |
| Total Assets | Illiquid: $34,001 Semi-Liquid: $15,587 Liquid: $36,741 Expense Acct: $7,156 Goals Savings: $11,696 Total: $ 105,181 (107,893) |
| Debt and Liabilities | AmEx: $653 Chase: $1,580 Rent: $1,360 Total: $3,593 (4,014) |
| Net Worth | $101,588 (103,879) |
A few thoughts …..
Once again we have problems with Yodlee “updating” their site which means problems. This time, the drop down menu that should allow me to update account passwords won’t actually drop down. Those accounts’ll just have to remain inaccessible for now.
Wonky math. Somewhere in the emergency funds, we’ve got math gone wrong and I can’t figure it out. Last month, I was down $76. This month, $146. A difference of $222 total when the only outbound transaction from those accounts is a single $500 borrow when I needed to open a Chase account for a bonus offer. I’m starting to wonder if I just made a clerical error at some point?
Losing steam. I’m sliding dangerously close to the other side of the 6 figure mark. I apparently both miscalculated the bare bones scenario upon layoff, and have been traveling a LOT more than planned. The solution? Find a full time J-O-B! But also finish my classes with high marks because I’ve paid a good chunk of change for them. Which, of course, leads me to Item the Next:
Big things next month! Midterms, a trip to the Big Apple, a trip to the Big Island, hosting a Carnival, and final exams!
Why are there two values?
Is one book and the other market value?
Book Value (Market Value)? 🙂
Still looks like you’re fine to me, but then again, you did mention you were a paranoid person about not having enough saved..
I’m sliding close to really tightening my belt down to $600 a month. I’ve put myself on a no-buy thing for Nov/Dec, except for $100 each month for EVERYTHING other than rent/utilities.
That’ll have to be that way until I get something
your net worth never seizes to amaze me. another trip to the big apple? r u trying to relocate to the east coast?
FB: $600 a month?! and no-buy with the holiday seasons around? amazing. I gotta see this. 🙂
FB: Two values for present month (previous month). I just didn’t feel like doing the math, but I wanted to know if I was up or down without having to reference the older ones. I may as well figure out how to customize Excel instead.
I’m totally paranoid, plus the 6 figure mark is pretty milestoney so I’d hate to “lose” that achievement.
$600/mo sounds FANtastic. Wish I could. Looking for other ways to tighten up the spending …
Money Funk: As long as you notice it’s going the wrong direction! 🙂 Another trip because some interviews were sent my way.
And you just watch FB, she’ll astound you!
good job!! you’re still holding very strong.
the big island is my absolute favorite…
Sense: Thanks! Trying my best. 🙂 Getting excited for the next trip, too. Once I get back from this one!