April 8, 2008
Surprise! As I was just telling my fellow state tax refund recipient, Ms. M&P, I got a bee in my bonnet and checked my bank account to find that, I, too received my whoppin’-huge state tax refund today!
I had JUST scheduled a transfer of funds from my Citi tax savings account to the Wamu payment checking account, for the federal tax bill withdrawal in two days, so I’m sad I didn’t check earlier today so as to adjust the transferred amount accordingly. Still, I sure don’t mind getting, so I’m not going to complain about making an extra transfer request.
I’ve finally encountered the awkward check splitting scenario wherein you don’t know the party you’re with well enough to have a well-established routine to take care of the check, and I paid more than my share. GR!
Here’s what went down: C2 and I hung out with her boyfriend and their mutual friend before we gals went out to celebrate C1’s birthday. C2 and I were still full from a late lunch at work, so we just split an entree that was under $7. C2 had a drink, the boys had their own entrees, and drinks. In fact, her friend had two beers. When the bill came, her friend had gone to the restroom, and I threw in my credit card, not really thinking about it, and nearly got stiffed with half the bill. As it was, C2’s boyfriend remembered and called the waitress back to tell her to charge 1/4 of the bill to my card. Except, I should only have paid $5 or $6 for tax and tip. It’s not bank-breaking, but it’s a pointed little reminder that I just paid for some stranger’s beer because I wasn’t paying attention.
Next time, I’m going to remember that this is why I keep mini post-its in my wallet: so that I can write down my share and stick it to my card, thereby avoiding the awkwardness of saying, “er, I had water and half an entree, I’m not sure that I’m responsible for 50% of the bill!”
January 25, 2008
My insurance ship has come in! The removal of BroDucky from the insurance has resulted in a massive savings of $680 for this policy term.
That means that not only I’m finally only paying approximately $100/month, per person, I’ve already paid half the premium in a single payment. If I keep this up, I can work my way towards only making two auto insurance payments per year.
Yippee!
January 20, 2008
Zounds! It’s just past halfway through the month, and I’m down to 48 cents in my Expense account.
I still owe:
$393 — truck, 1/23
$129 — cell phone bills, 1/29
$197 — electric bill, 1/30 (Yes, that’s crazy. No, I have no idea what the HECK is going on with that. Yet.)
$719 — Total
How did this happen?? Well, I’m out $400 because of a bailout car payment, this time for MaDucky. Her paychecks are all screwed up and she didn’t have enough to cover the sedan’s payment, so she had to borrow from me. Now that that’s gone, and I’ve scraped the last of my pennies together to make the rent today, I’m all out of money until the 30th.
Man!
I expect $62 of purchase reimbursements, and another $87 for transportation costs from the office. $20 from the girls at work. Other than that, I’m out of luck until the end of the month. Shoot….. I think I’m in t-r-u-b-b-l-e!
P.S. I have an eerie feeling I talked about this not that long ago!
January 7, 2008
I’ve finally just completed my list of monthly expenses, and paying this week’s bills. Nothing’s quite like the negative reinforcement of watching all your month go zip! zip! zip! out of the savings account. Actually, I love that half of these payments go on a credit card which is paid in full at the end of the statement period, at least I get something back, but it’s almost worse watching the balance on the credit card creep ever higher. It’s like anticipating the pain, knowing it’s coming … soon … and BAM! All the money’s gone.
Alright alright, I guess it’s not all that dramatic, but it feels like it.
City, trash: $85
Gas company: $30
Credit card (gas, purchases, some of last month’s bills): $220
Cable/tv: $26
Landline: $36
Auto insurance: $824
This week’s total: $1221
October 23, 2007
That has to be my favorite function to use on Yodlee.
MaDucky made the mistake of paying the city utility bill behind me last month, assuming that since I’d not taken the bill to my lair, I didn’t have the means to pay it. I didn’t catch her mistake until the check was gone, and so, we double paid last month’s bill.
This month’s bill just came in the mail, and it reads: Credit balance — do not pay.
Great! I get an $85 reprieve this month. So, Mark as Paid, Yodlee, Mark as Paid.
