April 2, 2018
On Money
Income
Our normal income comes from two full time day jobs.
We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks.
Our side income comes from Swagbucks, infrequently selling on Poshmark, using cash back sites like Ebates, Mr.Rebates, and tracking activity through Achievement (my introduction to it).
The long term goal is to replace our day job income before my health declines enough to prevent me from working.
***
NOTE I didn’t realize many people thought that cutting off Dad meant we’d be rolling in cash. How I wish that were so. We had to cut him off because our expenses skyrocketed (tripled) when we moved last year!
That, in the process, he was revealed to be a terrible person was just the awful icing on a crappy cake.
Tax refund! Our refund is going straight to savings, as it always does, though I did have to temporarily borrow some to cover bills I paid for April early.
March 21, 2018
What I read
I’ve been subsisting off Kindle First and borrowing from Amazon for months because my Kindle is broken and I haven’t found a replacement yet but we finally made some time to get to the library and get our new library cards. SHEER BLISS!
I’ve been reading up a storm, and losing sleep at night, which coincides with some massive pain flares that make me lose sleep anyway so at least I wasn’t bored. The bad thing is that my phone is too heavy during those flares too, so it’s being bored or hurting my hands a bit more.
The Birdwoman’s Palate, Laksmi Pamuntjak
(free Kindle First book) I didn’t know what to expect but I saw “food” in the blurb and hopped right on it. It did not disappoint. The translation was excellent, the prose was straightforward and imminently readable, the food coverage made me want to visit Indonesia for two weeks. It’s never been on my list before but it is now!
(more…)
March 5, 2018
On Money
Income
Our normal income comes from two full time day jobs.
We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks.
Our side income comes from Swagbucks, selling clothes on Poshmark which is hit or miss, using cash back sites like Ebates, Mr.Rebates, and tracking activity through Achievement (my introduction to it).
The long term goal is to replace our day job income before my health declines enough to prevent me from working.
February 5, 2018
On Money
Income: holding steady
Our regular income comes from two full time day jobs.
We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks.
Our side income comes from Swagbucks, selling clothes on Poshmark which is hit or miss, using cash back sites like Ebates, Mr.Rebates, and tracking activity through Achievement (my introduction to it).
The long term goal is to replace our day job income before my health declines enough to prevent me from working.
(more…)
January 8, 2018
I broke this out of my 2017 year end review because it was too unwieldy. Besides, fresh new goals deserve their own post. Correction – some are goals, some are just habits to build.
At first, I thought my trouble setting goals this year was because I don’t know exactly what I want next for our family and that makes it hard to plan for the next 1-3 years. That’s true. But there’s another aspect to it. I’m instinctively doing something sensible.
Being laser focused on one thing, wealth building, is a good Right Now habit. It’s that habit that gets me to the goal. But it doesn’t prepare me for achieving success in the big picture. Like coming into money when you’ve not had any before and haven’t had time to build good money management habits retirement, whenever it happens, is a huge transition.
On the micro scale, obsessing about money when you’re making it is easy, replacing that obsession when you’re retired and only spending or managing it is likely much harder. On the macro scale, I’m starting to envision the person I want to be in ten years. I want to be someone who has the time and energy to go on adventures, someone who explores the world a bit and then comes back to her books and little gardens at home, who doesn’t have to work for income and can relax with her family at home most days and entertain herself doing volunteer work. I want my family to have the best shot at education and opportunities they can handle, and the confidence and support to go for them.
To become that person, I’ve got to start working on improving our health and fitness (for PiC and me anyway, we’re Old), improving our finances, researching soil pH and garden planning.
(more…)
January 3, 2018
2017 highlights
EARNING, SPENDING, SAVING
The good
- My day job income increased a little, PiC’s increased a bit more. I’m annoyed that I’m still behind in our secret race but excited to hit an earnings milestone this year, and overall, no matter who’s winning, we both win with increases.
- Unlike last year, we did end up with a jumbo loan for a new place, five years ahead of schedule. We’re safe and love our new home, so I’m going to call this as a good thing.
- We maxed out PiC’s 401(k), my IRA, his IRA, and made big contributions to JB’s 529.
- We increased our official deductible charitable giving by 50% but it’s still low. This is a work in progress.
(more…)
January 1, 2018
HAPPY NEW YEAR!
On Money
Income
Our normal income comes from two full time day jobs.
We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks.
Our side income comes from Swagbucks, selling clothes on Poshmark which is hit or miss, using cash back sites like Ebates, Mr.Rebates, and tracking activity through Achievement (my introduction to it).
The long term goal is to replace our day job income before my health declines enough to prevent me from working.
(more…)