December 13, 2017
This was supposed to be the October report but stuff happened. Lots of stuff, but you’ve read all about it by now, right? Time for real money talk – let’s dive in!
My current portfolio lives at Ally now, they bought out Tradeking a while back. At $4.95 per trade, and as a relatively low level investor, that suited my needs but I started wondering how much I could reduce my costs by moving to Vanguard where my retirement and 529 portfolios live. It’s not that I trade often, but when are savings bad? In case you’re thinking the same, these are their service tiers and the assets you need to qualify for each:
PERSONAL INVESTOR – Less than $50,000.
VOYAGER® – Starting at $50,000.
VOYAGER SELECT® – Starting at $500,000.
FLAGSHIP® – Starting at $1 million.
Unfortunately, the highest tier I would qualify for is the Voyager tier with the following fees:
VANGUARD ETFs: Free
STOCKS AND NON-VANGUARD ETFs
Online. All trades: $7
By phone. All trades: $25 (not that I ever trade by phone) (more…)
December 4, 2017
On Money
Income
Our normal income comes from two full time day jobs.
We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks.
Our side income comes from Swagbucks, selling clothes on Poshmark which is hit or miss, using cash back sites like Ebates, Mr.Rebates, and tracking activity through Achievemint (my introduction to it).
The long term goal is to replace our day job income before my health declines enough to prevent me from working.
(more…)
November 6, 2017
On Money
Income
Our normal income comes from two full time day jobs.
We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks.
Our side income comes from Swagbucks, selling clothes on Poshmark which is hit or miss, using cash back sites like Ebates, Mr.Rebates, and tracking activity through Achievement (my introduction to it).
The long term goal is to replace our day job income before my health declines enough to prevent me from working.
(more…)
October 11, 2017
What I read
As promised, I treated myself to some Terry Pratchett this summer because I needed guaranteed funny – and no stress – and that’s where I can find it. There’s nothing I can say about my enjoyment of these books that quotes won’t say better so I’m sharing a few of my favorite passages. I know humor is subjective but I think this level of funny is recognizable in other authors, right? If you have favorite solidly funny authors, please recommend them!
Wyrd Sisters, Terry Pratchett
“It was a rich and wonderful voice, with every diphthong gliding beautifully into place. It was a golden brown voice. If the Creator of the multiverse had a voice, it was a voice such as this. If it had a drawback, it was that it wasn’t a voice you could use, for example, for ordering coal. Coal ordered by this voice would become diamonds.”
““You!” she shouted. “You’re dead!” The luckless former corpse, who was eating a ham sandwich to calm his nerves, fell backward off his stool.”
“Back down on the plains, if you kicked people they kicked back. Up here, when you kicked people they moved away and just waited patiently for your leg to fall off. How could a king go down in history ruling a people like that? You couldn’t oppress them any more than you could oppress a mattress.”
Lords and Ladies, Terry Pratchett
“Besides, Verence would rather cut his own leg off than put a witch in prison, since it’d save trouble in the long run and probably be less painful.”
“There are no delusions for the dead. Dying is like waking up after a really good party, when you have one or two seconds of innocent freedom before you recollect all the things you did last night which seemed so logical and hilarious at the time, and then you remember the really amazing thing you did with a lampshade and two balloons, which had them in stitches, and now you realize you’re going to have to look a lot of people in the eye today and you’re sober now and so are they but you can both remember.” (more…)
October 2, 2017
On Money
Income
Our normal income comes from two full time day jobs.
We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks.
Some side income comes from Swagbucks, selling clothes on Poshmark which is hit or miss, and tracking activity through Achievement (my introduction to it).
The long term goal is to replace our day job income before my health declines enough to prevent me from working.
*** *** *** (more…)
September 4, 2017
On Money
Income
Our normal income comes from two full time day jobs.
We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks.
Some side income comes from Swagbucks, selling clothes on Poshmark which is hit or miss, and tracking activity through Achievement (my introduction to it).
The long term goal is to replace our day job income before my health declines enough to prevent me from working.
*** *** *** (more…)
August 7, 2017
On Money
Income
Our normal income comes from two full time day jobs.
We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks.
Some side income comes from Swagbucks, selling clothes on Poshmark which is hit or miss, and tracking activity through Achievement (my introduction to it).
The long term goal is to replace our day job income before my health declines enough to prevent me from working.
*** (more…)