December 17, 2025

My kids and notes: 10.8

Life with JB

JB desperately wanted to table at the local kids craft fair. I very very much did not want to deal with it. But they had to skip the spring one because I was way too busy to deal with anything but survival back then so I reluctantly agreed to this one on the condition that they be done with all their merch at least a month out.

Sigh.

They were not. It was a lot harder to make time to go to the library to test out the equipment in the Maker Space than I’d anticipated. I foolishly thought I’d make some time on the weekends but when said weekends arrived, my beaten-down body and soul simply could not muster the energy to leave the house. Before I knew it, game time was nearly upon us and I was having to order supplies and we had only one day left to work on everything and I was so sick and PiC desperately needed several hours to work. I girded myself, delivered several stern warnings about this being a Working Session No Playing, and carted the kids to the Maker Space where we sweated over their crafts for a solid 3.5 hour session. Precisely the thing I had very specifically did not want to do. Once I figured out how to do it, they did the rest of the work but it was an entirely exhausting day.

The event itself was just under 4 hours and a reasonable success, they sold 17 of their art card and 19 sets of KPDH fan art magnets.

I think the wise thing to do is to prep their art now well ahead of any new craft fair dates, and start making stock so that most is ready to go before we even make any commitments. I know they’ll want to do it again.

Life with Smol Acrobat

JB defends SmolAc’s honor claiming they are not annoying to other people and they are repaid by SmolAc being a giant pain in their ass.

“Wee, did you wash your hands?”
YES.
“I did not see you”
WELL I DID.
“Mom, did you see her?”
Me: (Non accusatory disinterested) Nope.
“Does Wee need to “twy again”?”
(We both know that’s SmolAc’s shady way of pretending they did wash in the first place but they didn’t)
JB stomps to the bathroom: IF IT MAKES YOU SOOOOO HAPPY I WILL “TRY AGAIN” UGH.

They really didn’t have to but clearly SmolAc wasn’t gonna let it go.

This is SmolAc in both parts: koala for JB and Panda for me.

Precious Moments

I want to ski, I wish I could ski! I just don’t like the downhill part.
☠️

****

SmolAc: Mark aweady wearned all da phonics. Dey know all the phonicses.

****

SmolAc: Who cooked dis meal because I want to say thank you.

Dad did.
Thank you daddy for cooking.

But mom made the cornbread.
Thank you mommy for the cornbread it is dewishous even dough I did not eat it yet dis is not cooked.

Hey! It is definitely cooked!

December 15, 2025

Living in the time of pandemic: COVID-19 (289)

Year 4 of COVID in the Bay Area

Year 6, Day 231: We’re scheduling our holiday plans, and some old friends popped up and wanted to get together. I started thinking about the pair of friends from that group who’d had a falling out around a decade ago. Friend A was a contractor and Friend B happened to need their services. They didn’t approach Friend A directly, it was just discussed in our group chats and Friend A offered their services. Then it all went wrong.

Friend B accepted. Friend A did the thing and then presented a bill. Friend B was taken aback. You never said anything about billing!

It’s true, they didn’t. But, this is my actual job and livelihood!, Friend A rebutted. It was a five figure bill. It was paid but they’ve not spoken sincem

Personally I have offered my professional services for which I could bill $60+ an hour to many friends, family, and their kids over the years. I’ve never once charged them or asked for money. They’ve never offered. I haven’t ever had a problem with it. However, I have always had, but for the one recession period, a job paying my bills so while it was extra work on my plate, it wasn’t a loss in the same way doing non-paying work instead of paying work would be for a contractor. But on the flip side, unless we bartered, I wouldn’t take free work from a friend. I would pay them. I have paid friends for favors that felt like above and beyond when they insisted no payment was necessary.

To my mind, both of them screwed up. Friend A absolutely should have been clear and upfront that they would be happy to help and would need to bill their usual fee. Friend B shouldn’t have expected free work from a friend unless it was explicitly said to be on the F&F freebie plan. Anyway, I had a brief moment thinking about whether they’d be in the same room together again all these years later. We’re all old now but are we all mature?

Year 6, Day 232: The pressure at work has been 110 degrees F for a while now, so I’m not loving the extra layer of low grade pre-holiday anxiety that comes around this week every year. I’ve got the majority of the 18(?) family gifts ready to go. Our new year card is now half designed. If I can get that done by Wednesday we might have it in hand in time to prep envelopes. I try to have these cards done before we start the family circuit so we can hand deliver those and save on postage. I’ve got 9 more staff gifts to purchase out of pocket because our new overlords are cheap and won’t let us treat them to the usual holiday tradition to which we’ve become accustomed. Plus cards to write for all of them. I’ll be damned if I let them go unthanked for their efforts this year because corporate is cheap. I’ve already contributed to the daycare collection for the teachers but I still owe SmolAc’s teachers a personal thank you card and gifts. Those are well overdue because they’re hard to write, we really liked them and I hate saying goodbye to good carers.

I do all the holiday legwork because a) anxiety and b) PiC will do all of the holiday driving and childminding while I still have to work through the end of the year. It’s a reasonable split of labor. I’d rather do this stuff than try to juggle kids and working.

Year 6, Day 233: I caught a 40% off sale on socks and ordered 300 pairs (many bulk packs) for the Lakota Dialysis center for $200. Last year I ran out of money before I could get to the socks part of the request so I figured it’d be best to jump on the sale now.

I put Laura Linney’s The Big C on for background noise and have such mixed feelings about it. Her character can be caring but OMFG she can be so awful too. She intervenes in the altercation caused by Marlene being racist at Andrea, but doesn’t call Marlene out on her racism? Her students “reenacted the battle at Wounded Knee”?? And the stereotypes. The guy who overstayed his visa, calling him illegal, making him a scammer who tries to trick a girl into marrying him for a green card. The smart basically shut-in Asian student they hire to tutor her son who has no life because she only cares about going to Harvard – her brother calling her a “geisha”. Her son trying to bribe his tutor to cheat for him. They’re all so entitled in such weird ways. I don’t know, there are some really poignant moments and then the whole family acts so .. messy.

Year 6, Day 234: Alright I pulled another late night to finish shopping for staff and finish the holiday card. The writing is the harder bit than the photos, that took 1.5 hours to add, edit and prune. I never talk about our travel or really personal stuff, so it takes me a good long while to write the mundane silly stuff that makes up our day to day. I enjoy reading about other people’s travel but it feels too laundry list or braggy for me to write even though even our travel is quite boring compared to most folks. Anyway, I prefer to make the every day stuff our focus.

Back of the card designed, ✅. Address book glared at to figure out number to order, ✅. Order placed using a 50% off and free shipping promo code, plus Rakuten for cash back and a gift card Past Me thoughtfully arranged even though I wasn’t specifically thinking of this use? ✅. I redeemed points for that gift card so this order for $60* was covered entirely without paying out of pocket. Go me!

*It cost a little more than usual because I needed some envelopes and it turns out you can’t just buy some matching envelopes, you have to buy enough for your whole order. These definitely won’t arrive in time to put in the mail before year end, so I won’t even worry about trying to address and mail them until after the new year. I have enough on my plate.

Year 6, Day 235: I’ve owned cell phones for… Hum. Many many years. 25? Something like that. Received (did not choose it) my first smartphone 20ish years ago. I’ve turned off the haptics on every single one of them within minutes of using it. This is the first phone that I’ve left them on for. Is this my sign of aging?

Ally sent me an email “Get ready for tax season.”

Ally, I’m ALWAYS getting ready for tax season! I update my tax related records all throughout the year so it’s only waiting on the final forms from various places to finish off the package.

December 8, 2025

Living in the time of pandemic: COVID-19 (288)

Year 4 of COVID in the Bay Area

Year 6, Day 224: The majority of the time, when I hear a friend is getting divorced, I’m relieved and happy for them. Relieved because they’re finally choosing themselves, happy that they are allowed to choose to exit the relationship instead of having to stay trapped and miserable. There are some times, though, that the separation and filing seems came out of the blue and the friend in question is taken by surprise. It’s not always antagonistic thankfully but I do feel terrible for their feeling blindsided. We’ve just gotten news of the third one this year. I don’t know what’s going on, nor am I going to ask – that’s not for me to pry into, they can share if they are interested – I just hope they’re able to find a way to peacefully co-exist for the sake of their kid(s) and their own mental health. I see the impacts of antagonistic divorced pairs on the people themselves, along with their kids, and it really stinks.

Year 6, Day 225: I carved out time to call the propane company for a Lakota family that was running out of propane. There was a lower price per gallon if we bought more than the minimum so I went for a big refill for them. It cuts our cash in half but I think the remaining families have varying levels of needs so we might be able to help more families than just two.

I’ve asked the coordinators to give me all the information so that as soon as I can breathe, I can do some shopping research. I’m running on empty this week working a boggling number of hours, so I haven’t been able to do more than the barest of minimums.

All the families I pulled are asking for the most basic needs: propane, heaters, food. We get a lower price per gallon for ordering more, and we had enough donations come in, some from you wonderful readers <3, to allow us to take advantage of the lower pricing.

Year 6, Day 226: We were invited to share a house rental with some newish to us friend-people for a long weekend next year. I enjoy their company for half days at a time but I’m awfully leery of the commitment of sharing living space, and having to cook communal meals together, for multiple days in a row. That sounds like a lot. Their kids are alright but they are a whole handful and then some. Plus, I’m really not a confident cook – the idea of having to cook for strangers sounds downright stressful. Easy foods like breakfast, sure, we can manage things like eggs, sausage, toast/bagels, fruit, etc. But dinners feel complicated and intimidating.

Talking it over with PiC, the activities sound like fun, mostly for the kids, and I’m not opposed. It’s all the OTHER stuff around it that sound at least offputting if not nerve-wracking.

Year 6, Day 227: I was complaining about how much I hate my job, more HR fuckery this week of course, and then catching up on Courtney Milan’s newsletter was a sobering reminder of why I can’t just cut and run:

I was hoping (ha ha ha ha, look at me) that it would at least be limited to a 20% increase, but no. It was 38%. Also, our individual deductibles went up by $1500.
If you are not from the US and do not understand this, what I am saying is that I am now spending $16,560 a year (compared to $11,988 last year), and this gives me almost no coverage until I spend an additional $6500 on health care, and yes, that is just me; my husband has a separate, additional $6500 deductible.
….
We were able to make this work, and most importantly, I was able to protect the budget item that is most important to me–which is, my ability to help out a little bit when I am able. Because that will be even more necessary as more and more people get crunched.

Healthcare and corporations in the US and capitalism – all utterly, irretrievably broken. This isn’t a doom post so much as a frustration post at how much suffering is wrought through capitalism.

I don’t have any real answer to this. The problems are simply too much for any single person to disaster prep for. I hate that. I hate knowing that my reality is so dependent on systems and institutions doing the right thing. They so rarely do.

This doesn’t mean we stop fighting. I’m just venting.

Year 6, Day 228: You know what will do your head in? Three kids under the age of 6 chanting “I am a gummy bear” at the top of their lungs for 28 minutes as they play.

You know what’s challenging about keeping up with my workouts (totally unrelated to the gummy bear thing which has been stuck in my head for ten days)? How my brain randomly decides it doesn’t have to actively be there while I’m counting my reps and suddenly I could have sworn I was on 12 but how am I at 18 now, did we get here legitimately or did we accidentally skip ahead and we’re really on 15? And my traitorous brain has no answers for me because it spent the intervening time between 12 and 18, however much or little that was, off dancing with fireflies and has zero recollection of the whole matter. “We” because clearly my brain and I are separate entities in this matter. It’s so annoying! I can’t even make an educated guess because either scenario is completely plausible. The skipping ahead is why I used to start counting money in different languages when totaling up the cash drawers for the night. That was a defense against an actual external asshole, my brother, who would come in and start saying random numbers in English to mess me up and force me to start over.

December 3, 2025

Money & Life Report: November 2025

Net worth and life update: Image of nest with 5 blue blackbird eggs.

On Money

Income

Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop and Amazon sometimes pay a micro-commission to keep the blog running. The sidebar has ways to support the blog and our charitable giving.

Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.

***

Dividend income. We received $1,142.96  in dividends from the stocks portfolio. (We spent six times that amount this month. UGH.)

(more…)

December 1, 2025

Living in the time of pandemic: COVID-19 (287)

Year 4 of COVID in the Bay Area

Year 6, Day 217: Every time I log into Fidelity, this message flashes at me: Attention: You appear to be invested too aggressively. Fidelity has investment strategies to help you stay on track for retirement.

So judgy! What business is it of yours that I am invested very aggressively? Could I not have a PLAN? In fact, I do. Invest as aggressively as possible to ensure our savings will see us through a long layoff or a medical emergency. Remember 2008-2009? I do. I job hunted for 18-20 months during a miserable economy. Nowadays we could probably, if it was just one layoff, make it a year without extreme panicking. Financially. Emotionally I might not be able to hang. But a medical emergency or crisis? THAT would be serious stuff and I don’t think we can withstand one of those. Not a severe one.

Every time I read an article about how folks have to go into full time medical care for something serious the calculator starts going. The costs of the care, the costs of childcare (if we could even get reliable childcare), the cost of feeding everyone when no parent has time or ability to cook, all adds up to a staggering number in my head. That would have to be entirely out of pocket for us. Like my pregnancy during 2020, we’d have to cope entirely on our own. We have no local family or friends who are financially set with the ability to put their lives on hold to help us out, so it’d be like the past ten years of parenting: one or two weeks a year when a trusted relative comes and cooks and hangs out with the kids. Everything else is on us.

Year 6, Day 218: There isn’t any day I don’t hate my job right now. We’ve been given impossible KPIs with next to no time to make them work and contradictory KPIs at that. Think: Double our productivity at the drop of a hat sort of impossible. “Dire” consequences are hinted at if we don’t meet them. Well, we won’t! It’s impossible. It’s been a long time since I thought any job was worth killing myself over, and this one definitely isn’t, but my priority is about my people, not the work and that’s what’s going to get me.

I’m damned if we do, damned if we don’t.

If I don’t put in the legwork now to prep support for next year, we definitely won’t have the support. So if we all still have jobs, my people suffer. Or if I’m the only one who gets the axe, they suffer because I didn’t take care of them. If I do put in the legwork now but we miss the target this year (as expected), maybe we lose that support anyway. It’s really stupid! Unless I can talk them around and say look – we’re all as well placed as we possibly CAN be to aim for the stars because I did all that work, surely you don’t want to waste it.

But my ability to talk sense into corporate “line goes up” types is naught because I argue logic and reality. They just want line to go up, completely divorced from logic and reality. So maybe I have a job for 12 more months before they decide it’s my fault that their impossible demands aren’t met.

That realization rubs up against my survival instinct. Day to day, I want to help people and that means giving money. Lots of it, these days. But if I’m likely to run out of job runway in 6? 12? Maybe 18 months at the outside? If nothing else, I don’t really want to be miserable for that much longer. It’s been awful since 2023.

And PiC is feeling similar heat at his work – massive amounts of work while having layoffs twice a year every year for four years. In his twelve years prior to that, maybe there were a couple layoffs? It was not the norm.

It’s hard not to give in to the feeling that we have to save every penny for our family. We do save aggressively but in the moments I remember the Great Recession, my whole being clenches up with stress.

Year 6, Day 219: Every day feels like a week these days but my cousin being in town for the holiday makes life seem bearable again (temporarily). This is the one long weekend in the year I can truly relax. There’s an adult in the house who can manage my kids that isn’t PiC and isn’t completely exhausted all the time and loves us. It’s a rare feeling and my body obviously feels it deeply because I can actually sleep deeply when she’s here.

We did cake deliveries in the neighborhood together, since we had a giant Costco cake and no party, and it was fun surprising friends with a large slab of cake.

It’s suddenly cold enough to see your breath now. I’m also finally feeling 80% human again. That’s about my baseline for health. Every time I hit this phase, I realize that I haven’t just been lazy for a month. I’ve been down and out. Now I can do my workouts. I can get out of bed and do a full day of work at my desk. It don’t have to work in bed all day to conserve every ounce of energy. It’s a huge difference.

Year 6, Day 220: JB asked what Thanksgiving is about for us since we don’t celebrate the Pilgrims being colonizing jerks. Well, I said. It’s a federal holiday whether we buy into the reason or not so it’s our time and our chance to have our own family traditions with food and chosen family.

I used to spend this holiday with in-laws and other family but I haven’t been able to face Other People since my mom died a month before Thanksgiving. From my still-raw grief and need to avoid people grew a new tradition where I don’t travel, we just host whoever might be around and we set an overly ambitious table for five. It’s become a far better day than it used to be and I’m grateful for this time.

It’s funny. Stuffing (dressing) and being with a wide array of people this weekend used to be the most important thing to me, back when I was young. This year I forgot the stuffing and was happy that it was just the five of us. We wouldn’t have minded friends joining but I didn’t feel like anyone was missing, other than our beloved dogs.

Year 6, Day 221: We spent this day freezing our toes off in the city. It was planned so far as: we met up with SmolAc’s schoolmate and their sibling and parent at a park. They had a hell of a time biking and cackling their little heads off. JB didn’t like the biking conditions so I ran an impromptu calisthenics routine for them.

The play time dragged into snack time, we’d all packed some things, and then into forest exploration. That turned into a hike and then the end of that turned into an hour on the playground.

The kids clearly had fun and I was too busy trying to find patches of sunlight to care about much else other than hoping that no one tore the seat of their pants or their knees, sliding down the hills haphazardly as they were.

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