Net Worth & Life Report: August 2016
September 5, 2016
Credit card churn, Card #2 of 2016: After $1,000 of paying bills, I’ve crossed the threshold for the required minimum spending to earn 35K Alaska miles. I don’t have a specific use in mind for these miles but I suspect they’ll come in useful in a year or two. The first card was also an Alaska card, in my name, but only earned 25K bonus miles. Humph.
Open ended travel planning: 3 free RT domestic travel tickets costs 75K miles and $36 (we paid $75 for each card, so the actual total is $186). Our current total of 60K miles is still 15K miles short. It doesn’t look like Alaska does discounted mile redemptions like United does, so to shore that up, I’ll sign up for dining miles programs so that any spending we do also earn miles on top of any credit card award points. Then we’ll be set for a trip that costs more than $500.
FinCon is coming up! The cost of the hotel is quite a bit now that it’s just me but I have rather specific sleep and rest requirements so I can’t risk a roommate who might snore. You’d think it’s such a small thing to be fussed about and wouldn’t I rather save $400? Yeesss but I’d also like to enjoy the conference that I’m taking time away from work and family to attend which absolutely cannot happen if I don’t get real, adequate, sleep.
Homes cost money: The cost of not being a renter means that minor (but expensive) damages to the home structure caused by guests comes out of our pocket. We’re looking at $1400 in repairs right now so feel free to imagine my facial expressions.
Forced savings increase: Last month I bumped up my automated savings by $200 per check. I previously said it was per month but then realized that in my absentmindedness, no, that was per pay period. Whoops. Overreach! That’s ok, though, because I hadn’t been transferring cash to savings to transform our Side Money Earnings into true savings, and we all know that if you replace cash spending but don’t save that money? You didn’t save anything! So here we are, saving extra.
Our net worth: increased .49% from last month, and 55.9% from January.
Note: Most of our April bump was updating the assessed value of our home.
So much coddling of body parts this month trying not to let the beginnings of a flare-up turn into a disastrous episode. Like Cloud, I have trouble moderating at the beginning of a health-related problem because it doesn’t seem like it’s serious enough to stop chugging along. And then of course, duh, it gets really serious and I’m out of commission for 2-3x as long. I tried ever so hard this time to stop and rest on the days (luckily, weekend days) where I could feel the early signs of muscle and joint pain turn into a severe flareup, and managed to head off at least two flares. So it works! The trick is to keep on top of my silly logic when I start trying to power through again.
Domestically speaking, I hauled out my sewing kit for a few projects. A gorgeously textured shirt handed down to JuggerBaby came pre-loved and pre-torn, so those seams were not beautifully but definitely functionally fixed up. An awesome plaid shirt, also a hand me down, had a button come loose the first day ze wore it so I took care of that. PiC’s pants pockets have a problem with fraying fabric and holes. I painstakingly fashioned a new pocket for him. Pretty proud of that last one – lost count of the number of times I jabbed myself with the needle but it was sturdy and almost neat looking by the time I called it quits. Also? I’m quite proud of not having anything of my own in the mending pile this time. There’s something oddly soothing about having a simple sewing project once in a while. I don’t do this more than twice a year, probably. Bonus: the pants are otherwise in perfectly good repair so he can get a lot more use out of them.
File under fitness: I was targeting around 2000-2200 steps daily when I first started using my iPhone but it’s been creeping upwards in fits and spurts, mostly when I force myself to attend social things.
I think I do best, as far as pain and fatigue goes, when I’m around 3000 steps a day but much more than that is a huge cost for negative benefits. It’s not the only measure of what’ll affect me but it’s incredibly useful to be able to put a number to some part of it.
:: How was your August?
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