October 3, 2019

Just a little (link) love: poor bear edition

Just a little link love

I’m quite proud of this work journal for young kids that I made. A preview of the interior:

Remember to focus on the important stuff that money can’t buy.

The Four Tigers Sword: a Twitter thread

Look at this beautiful rainbow baby quilt! I would love this for me, as an adult 🙂

Have you made any easy eco-friendly switches in your life that you want to share?

The cost of reproductive choices

So many reasons to love Piggy and Kitty. I want to quote the whole post because it’s all my favorite but I’ll settle for just one. HOW DO I PICK: “Guess what happened the last time I was on the phone with my sweet, loving, stubborn, old-fashioned grandpa, and he said something racist? That’s right: I read my beloved g-paw for so much filth the trash can got jealous. Thrown off guard by my vehemence, he immediately apologized, and has successfully checked himself since then.”

A little bit on Anthony Stewart Head. ASH has a very special place in my heart as Giles and I hope that his time away while working on Buffy was worth it for him. It makes me think about whether or not he actually made enough money to make it worth it for their family, too, or whether this was one of those moves you make to sacrifice in order to build your professional reputation even if the money doesn’t make sense. I made a move like that about 8-9 years ago, forgoing the higher salary in a lower COLA to get out of a toxic sector of my industry. While it took me four years to get back up to that higher salary I could have gotten right away, the move away from the toxic sector was worth at least 30% of that salary. The amount of stress I would have been under would have destroyed my health entirely. At the time, I was stopping to dry heave outside work every day and my vision suffered. A few more years of that and life would have been over.

Qandeel Baloch’s brother was convicted of her murder and sentenced to life in prison. I should hope so. He was utterly remorseless and felt that he had the right to murder his sister just because he didn’t like how she was living her life. And a look at her life before the end was sobering. I’ve never quite understood how people live when they garner attention in media or social media. In today’s world, it seems like there are no holds barred anymore, even in death you are no longer accorded an ounce of respect or dignity.

Totally unsurprising: “

Oh no, bear

https://twitter.com/bushcamp2/status/1175382248272515072?s=19

September 30, 2019

Five thoughts about work and money in 2019

I started blogging before the Great Recession and as I prepare for the next one, whenever it may finally touch down, I’m thinking about all the ways we’ve evolved since then.

1. I am a reformed workaholic.

This is huge. I didn’t think I’d ever stop being a work junkie, or stop chasing the highs of earning money and overtime and achieving.  I never dreamed of wanting to let go of all that because it’s what paid off debts, paid bills, built up our savings and saved my bacon.

via GIPHY

After the Great Recession, I clung to that even harder because I got a sense of how much worse it could have been if I hadn’t been addicted to earning.

Cliched as it may sound, getting pregnant changed all that. It didn’t come in a dramatic blinding revelation or the glow of motherhood (I never got the glow, I feel cheated). It came, as most things do, in a flash of logic.

I thought about all the choices we were getting ready to make, all the sacrifices, and how it just didn’t make any sense to do any and all of those things if we were not actively choosing to be present for zir life as well. At the rate that I used to work, I would miss every second of it. It felt right to actively make the choice to shift my mindset from a woman for whom a career was everything to a woman who had chosen to embrace a career and a family with a whole heart. (more…)

September 27, 2019

Good Things Friday (33)

Good Things Friday (1)

This is my weekly list of things that were good this week, even if they weren’t all unadulteratedly good things. Please share your good things in the comments!

1. I was bitten by the organizational bug this morning and I tackled two areas: the gifts box (which was overflowing into the next box over and unseemly) and one of the storage boxes that I’ve been whittling down. I asked PiC to take charge of selling the never used Crumpler bag that is amazing but is twice the width of my body so I’ll never use it, and I tucked three nicer leather handbags into two dust bags. They’re so nice and I’m not ready to decide to release them. At least not as donation items.

I offered some discounts on my old listed items on Poshmark in hopes of moving them and am about ready to relegate some of those older items to the Donation bin. I have many pain and fatigue regrets but mentally feel so much better.

Did you declutter anything this week?

2. My birthday weekend averaged out to ok: one day was absolutely terrible and the other day was quite good. Conclusion: shooting for a good whole weekend was aiming too high.

The good part: we had a lovely lunch with a long time friend. It was great weather, amazing food, great company, and then we found free kids’ activities after a nice micro dessert and enjoyed crafting for a bit. We tipped the nice facepainting lady $2 for a little bit of facepainting design.

Then we relaxed at home with a Studio Ghibli DVD from the library to rest up before a delicious homemade dinner because of course, I’d overdone it and my body was done. PiC was kind enough to run to the store to grab a few necessary ingredients to make dinner happen and dealt with washing and drying the car seat from an earlier failed cupcake retrieval incident so we could rest.

3. You know what would be nice? The ability to tell when my tank is running on empty that’s more than “I just don’t feel so good.” I had a scare one day when I just didn’t feel well, probably needed food, but pushed through anyway and ended up feeling even sicker and weaker than before. This scares me because I can’t be sure if these days are the first of many bad days, and we can’t afford for me to be out of work for a prolonged period.

That isn’t the good thing. The good thing is each time that feeling passes, and I can have another not terrible period, and I’m not out of the game yet. The other good thing is being able to talk about it openly and freely here. It’s scary when you don’t know when your health is going to give out but knowing that it absolutely will, it’s just a matter of time. For a long time, I held that fear close to my heart and didn’t have anyone to talk to about it.

:: How was your week?

September 26, 2019

Just a little (link) love: helpful doggy edition

Just a little link loveI adore Maggie’s latest coloring book: Pixel Museum Art!

Jonathan at My Money Blog on college tuition. I’ve been thinking about this a lot as a function of our overall budget and what we should save and why.

My car incident over the weekend that’s going to cost money when I am already feeling squeeze is making me feel this post extra hard. We COULD dig into our savings and not live so lean but we do that for a very good reason and it’s worth sticking to that reason. It is. Remember that, self.

I’ve read quite a few FinCon recaps but OFG’s resonated most with me. Not a surprise, is it? It reminds me that I loved the two FinCons I went to because I got to connect with people I only know online the rest of the year and that the money part is actually just a bonus. That’s harder to see in lean years like this one where we don’t have much wiggle room in the budget to afford, basically, a mini vacation for me.

Actually, Gender-Neutral Pronouns Can Change a Culture. Obviously, I use gender neutral pronouns here for JB and I like that it pushes me to change my socially instilled default gender mentally from him or her to gender neutral and to reduce my assumptions of gender outside of this blog. I know it bothered at least one blog reader enough to snark at me about it but I’m sticking to it.

Beyonce’s Homecoming and the Emmy snubs. I don’t claim to understand the Emmys but how does James Corden’s light and amusing car show (which is a lot of fun) win over Beyonce’s intense Homecoming? I’ll never understand.

How To Lose A Third Of A Million Dollars Without Really Trying. I’ve not yet tried to break into publishing but I’ve got a lot of questions after reading this.

How does an actual agent not teach their clients the very basic things about what an advance is, how earning out works, and how does one land an advance of that size and not ask a lot of questions to be sure you know what’s happening and why? It felt like this was very much like lottery winnings going down the drain.

Helpful doggy

https://twitter.com/_TheBestDogs/status/1174594179122499585

September 23, 2019

Real Estate Investing #18: Maintenance and late payments

Real Estate Update #15 Last year, we had to replace all the appliances in the unit ($2000). This year, we had to replace the hot water heater ($1000). A huge moneymaker this place is not, especially since the monthly profit margins are very thin. The PM makes about as much as I do in a month.

Then, after 4 years of on time payments, the tenant was late paying the rent. There were extenuating circumstances, I’m told. One person was ill and the other person had an issue at work, so they were several days late. While they’ve not been perfect tenants, we have several issues with HOA violations a year, they are minor issues and don’t speak to the quality of the tenant as a payer of rent.

I’m concerned with whether they pay in full, on time, and whether they are treating the property with respect. They are doing both, so while I didn’t love the late payment situation, as long as they ended up paying in full before too long, I was willing to be understanding.

My property manager had what I thought was an outsized reaction. They filed a “7 day pay or quit” notice and asked me to agree to issuing a 30 day vacate the premises notice after they paid for this month. I was taken aback. Why on earth would I throw out tenants for being late once? I’m not trying to let them take advantage of me but after one late payment? That was unreasonable.

I discussed the situation with a landlord friend who agreed that being understanding of tenant life situations includes letting them pay late one time without kicking them out immediately after they make that payment. If it happens more often, that’s a concern but at the moment, after 4 years? A single late payment does not warrant a vacate the premises notice, thank you very much.

After asking for more context, I found that the PM was (overly) worried about the potential for a non-payment situation in which case it would take time and cost money to evict, and cost us both in lost revenue. That would suck, yes, but again, a few days late one time just didn’t warrant that panic, to my mind.

We agreed that we’d wait to see what happened next month. If we had another late payment that indicates the tenant isn’t able to keep up with the below-market rent any longer, then we’d discuss what actions to take.

It is rather frustrating to keep having to deal with their HOA violations, though, because that’s precious time taken out of my schedule. I’m not sure if we can charge for repeat instances because it’s generally the same problem repeatedly and the tenants don’t have any consequences but we do. Repeat transgressions suck up a lot of my time but they also end up costing a lot of money as well in HOA fines.

:: Do you have to deal with HOA violations as a tenant or as a property owner?

September 20, 2019

Good Things Friday (32)

Good Things Friday (1)

This is my weekly list of things that were good this week, even if they weren’t all unadulteratedly good things. Please share your good things in the comments!

1. We met up with some out of state friends we haven’t seen in a long time, and won’t be able to visit again for a long while, and it was a whole lot of fun. We did way too much in a short period of time, though, so of course I paid a very real physical price after. Still worth it. We also put the remaining $150 travel credit on our Chase Sapphire Reserve card to good use.

2. JB had an amazing swim lesson – full on enthusiasm and joy and suddenly willing to try things ze has been afraid of for months. I can’t be sure of what helped zir turn the corner on them but it was such a delight to watch.

3. We watched Ponyo for the first time, a cousin recommended it as gentle enough for a sub-five-year-old, and it was cute. JB was still scared of bits of it but we got through it and ze wanted “another episode” after. Win! I’ve been wanting to share more than just the standard American tv/movie fare.

4. We visited a branch of my family that is kind and caring. It was a lot of talking and thinking and catching up, but I wasn’t totally drained afterward like I usually am from socializing. I did need a few days to myself afterward though, which, thankfully is the definition of my work for the most part.

5. My highly productive Saturday made me feel good emotionally though less good physically: cleaned the kitchen counters and had JB help clear the dining table, grocery shopped, picked books and movies from the library, and worked on some book designs.

6. I spent a lot of time following up with our CPA over an item she missed in our 2017 tax return. It took months but the check finally came in! Woot! That money goes right into the account for our property tax bill coming up.

:: How was your week?

September 19, 2019

Just a little (link) love: Lego! edition

Just a little link loveI’ve decided that while I’d like to go to FinCon 2020, I can’t justify it out of my regular income that’s all committed to other expenses. Between now and the end of January, I need to earn enough from my creative endeavors / from the blog to justify that FinCon ticket and trip. I’m going to continue sharing cool stuff I made in support of that:

Thanks to SP for the nudge, I just realized (duh) I can show a preview of the interior here even if I can’t show it on Amazon! Duh.

*-* I’ve always intended to put the monthly updates that I publish about JB into a book for zir. I made two books for that: Milestones, design 1 and Milestones, design 2.

*-* For beloved aunties, uncles, caregivers of all sorts: a journal for the people they love, design 1 and design 2.

Content cats: a Twitter thread

Women should have emergency money always: a Twitter thread

I had noticed that Tanja’s blogging schedule had changed, I’m glad to read her reflections on why.

Not going to guilt myself on the fact that I don’t remember our list of 2019 goals, just leaving this here to remind myself to check in on them next week.

How much of a hand are you at mending things?

Learned helplessness is deliberate manipulation.

How Much Does Sexual Terror Cost Women?

Which tea dragon are you? The tea dragons are so so so cute.

Scarleteen needs some help. I didn’t know this site existed but a resource like this is good.

What do you think of accepting money gifts from bad people, institutionally? You’d think it would be simple but it is not. On a personal level, I refused to accept money to pay for Mom’s funeral (in the neighborhood of $5000-10,000) from her horrible parents and siblings who had hurt her for so many years in so many ways. Even in my grief I knew they just wanted to publicly rehabilitate their image and I knew that by the way they disrespectfully and relentlessly badgered me up until and throughout the funeral. Good people who want to pay for things out of love and respect conduct themselves better. They did not deserve public redemption by means of writing a check. Do billionaires get to absolve themselves so easily just because their checks are much bigger?

In related news, Ronan Farrow reports on donations to MIT Media Lab from a terrible person.

Lego!

https://twitter.com/pronounced_ing/status/1171049087409565709

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