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March 7, 2023

Money & Life Report: February 2023

Net worth and life update: Image of nest with 5 blue blackbird eggs.

On Money

Income

Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop and Amazon sometimes pay a micro-commission to keep the blog running. The sidebar has ways to support the blog and our charitable giving.

Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.

***

Dividend income. We received $927.06 in dividends from the stocks portfolio.

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March 3, 2023

Good Things Friday (210) and Link Love

1. We donated 2 boxes of books to the library. That got the JKR series out of our house and cleared a whole (small) bookshelf for better books by better people. (People are complicated, yes, but JKR is unreservedly awful.)

Win win!

2. Help BIPOC folks:

3. I got ONE dinner this week where Smol Acrobat wasn’t a total pill! That’s more than the usual zero. PiC does breakfasts. They might be easier but I couldn’t say.

4. It was my turn on Murderbot All Systems Red again and every two sentences are a genuine delight. I wish I could write like this.

An activism: Florida Bill Would Destroy Higher Education as We Know It

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February 20, 2023

Living in the time of pandemic: COVID-19 (142)

Year 3 of COVID in the Bay Area.

Year 3, Day 326: I rarely have the Sunday Scaries. What I do have is Sunday how am I starting a new week with my tank on completely empty???

I had a “blocky” weekend. One activity in the morning followed by lunch and putting Smol down for a nap whereupon I crashed for a few hours. Saturday even included a surprise nap for me. But I’m still not starting the day recharged or rested because this damn cough has been wrecking any semblance of rest I could have gotten. Here’s hoping my doc has prescription cough meds I can get immediately.

~~~~~

Just realized that I started this memory in last week’s post and didn’t have time to finish it: I’m feeling alllllll of my 40 years today. When I was a young teen in martial arts at the community center, we had a classmate. I think he was 40? He could have only been 30. It sort of all looked the same from the vantage point of a 15 year old. Anyway, Harry was older than us by a lot and the poor guy crackled when he tried to stretch out with us. We were limber and young and wow, we really took it for granted. I did, at least.

Now I’m snap-crackle-popping when I turn my head and maaaan. It feels like a little bit of the past coming back to haunt me.

~~~~~

We got the prescription cough meds just before the pharmacy closed. šŸ¤žšŸ¤ž

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January 30, 2023

Living in the time of pandemic: COVID-19 (139)

Year 3 of COVID in the Bay Area.

Year 3, Day 307: Woof. Stayed out way too late last night. Happy Year of the Bunny or Cat depending on which zodiac you use!

I’m going with Bunny-Cat. Which makes me think of Bunnicula.

I’m on Week 1 of the new medications. Telling myself to be patient during these first three weeks isn’t actually making me be patient.

It’s annoying that while I was the frog slowly boiling in depression, I was entirely focused on surviving day to day. Now that I KNOW that it’s likely been what’s driving at least some of my inability to focus or be patient, now that I am actually on meds, I’m hyperaware of each symptom that’s been blocking my focus. Irritability! Anxiety! Snapping at JB for being late! Anger at myself for being late! Anger about my fatigue! Every! Unreasonable! Thing!

Please let my lowest effective dose be really low so that I can get to it sooner than later. I don’t know that my frayed temper can take four or five weeks of this.

Year 3, Day 308: I actually slept deeply last night but still struggled to get up. I can’t say I felt rested, generally I never do, but I felt less unrested if that makes sense. I’ll take it and hope for more.

The tendons in my fingers aren’t working right today. That’s awkward! I rather need my fingers to flex as needed. That’s sort of crucial to all the typing and dog walking, eating, and driving that has to happen today.

Letter writing was a lot harder too, with fingers that didn’t want to grip or glide a pen across paper.

Year 3, Day 309: My mentor reminded me that we have enough money that we can use some of it to buy our peace of mind. I’ve had to sit with that reminder a bit to see what form of help we can buy that would be a net benefit.

Some things, like hiring cleaners, are more stressful than they are helpful because PiC is extremely particular about taking care of our things and the last set of cleaners didn’t use ladders or stepstools, they climbed right on our furniture and floating vanities to clean above them. That worried me, I didn’t want them slipping and falling off or the floating vanity to crack off the wall. At installation we were told the beams attaching it to the could hold a certain amount of weight but the vanity weight plus a person might be too much.

I’ll start with ordering food delivery. It’s not the best bang for our buck but on Friday, we won’t have to figure out what to do for dinner and that’s a small cache of brain we can reclaim. PiC and I both think about dinner, that’s probably not efficient, but we’re sharing the pain and that’s something.

Bigger picture, we may have to take that full time daycare hit sooner than planned. Last year, I thought maybe we’d start around the summer. Now, I’m thinking… maybe much sooner. These part time weeks are wearing on me this year.

Year 3, Day 310: Every time I hear a pharma ad run through the side effects and say something about not taking this while breastfeeding, I feel this whooosh of relief that I’m not going to ever breastfeed again.

The prices at our new local Mediterranean restaurant have gone up 20%. Yeeps! I ordered anyway. We’ll have some for dinner tonight and I’ll freeze some for next week.

Tuesdays and Thursdays are hectic. I’m cramming a whole day of work into a few hours before self defense. We try to arrive half an hour early so we can get parking and to give JB another 15-25 minutes of cardio. The kids play serious games of tag and gymnastics before class starts. Makes me feel like we’re getting extra bang for our buck. We already save 30% by prepaying for the year but when would I ever turn down a little extra bonus?

I hit the Gap and Old Navy clearance sales for our Lakota families. If everything ships, I’ll have acquired 44 tops, 10 pairs of pants, 10 pairs of sneakers and toddler boots, and 64 pairs of socks split between the Allen Youth Center and the Red Shirt School for $370.

Year 3, Day 311: Maybe the meds are helping even at sub-therapeutic levels. Maybe it’s a placebo effect. Whatever it is, even with my cold getting much worse today, and terrible sleep interrupted with nightmares, heartburn, and other indefensible reasons last night, my level of end of week despair was not nearly as high as any other Friday of the past few months. PiC did cover a lot of the work day with Smol and that helped too but I took my turns both morning and afternoon despite feeling like garbage with this cough and chills.

Today’s dinner: small pies and fancy salads!

Pies: Chicken Tikka Masala, Cajun Chicken, Beef and Stout, Apple Saffron

Salads that I wouldn’t have time to make: Seared Lemon Pepper Tuna , Tabouli Quinoa Salad with Mediterranean Chicken, Duck Breast.

Very expensive for the quantities we’re getting but I couldn’t make this without doubling the cost in time and ingredients. Triple that of frustration. Also it’s sampler style so we can taste four different pies in one go. One pie can barely happen around here, forget more than that!

January 10, 2023

2023 Annual Lakota Giving Project

As I wrap my head around the fact that it’s January again, I’m preparing for a new year of giving. I’ve recorded the archive of our project on this page.

There’s a lot of uncertainty this year. Without Twitter, my fundraising reach might be next to nothing. Many, if not all, donors came across the project from Twitter. Greg Doucette, who runs a massive campaign each year to feed kids feels the same way. When asked when he’ll start fundraising for this year’s Foodraiser, he replied:

I truly don’t want the demise of Twitter to be the end of this project too but we’ll have to see. I hope that y’all will share, and donate if you’re able, and help us keep this going.

This year’s goals:

  • Continue helping 1-2 families a month throughout year.
  • Raise $6000 to shop the Thanksgiving-adjacent and weekend sales to supply the community in bulk.
  • In March, we’ll start saving large boxes in March for the end of year giveaway. When school lets out and they wash all the left behind clothing, I’m driving over there with an empty car and loading it up with as many good coats and sweaters as we can carry home to ship out. They’re perfectly good clothes, free, and will only cost shipping!

I’ve shipped 30 lbs of clothing, toys and COVID tests to start us off. With three contributions, including our own first donation of the year, we’re at a total of $418.22.

If we can get to $700-800, we’ll be ready to start with our first family of the year! There’s a family of 9 that lives waaay out in the country and hasn’t received any help for a month. I’d like to get them well outfitted.

How you can help (Every penny matters!):

Venmo: @RK-Tillman
PayPal: ruthtillman [@] gmail.com
Cashapp: $ruthkt

Please supply your email address if you’d like updates on where the money goes.

Thank you all for your ongoing support of the Lakota people!

January 9, 2023

Living in the time of pandemic: COVID-19 (136)

Year 3 of COVID in the Bay Area.

Year 3, Day 288: Gas is below $5/gallon. I checked our records and it went below $5.25 around Thanksgiving weekend. What a difference it makes to each fill up total! We’d been nudging $100 for a 3/4 tank at those prices. *shiver*

~~~~~

We have a break between storms today and I’m trying to make the most of it. I ran out of steam yesterday. We’ve got two more loads of laundry, I’ve got some donations to ship to Allen Youth Center, and I’d like to get Sera a doggy sweater.

~~~~~

Huzzah! Nicole and Maggie’s comment fixed my problem. Well, got me to fix it. When the block editor was first rolled out, we were able to pick which editor to use for new posts. Then they took that choice away. So I went into the settings but my toggle to turn off block editor was greyed out.

I checked again this week and the toggle is functional! I can write new posts in classic editor! šŸŽ‰

~~~~~

I noticed on Twitter that a player collapsed on the field during the Bills/Bengals game, and the NFL didn’t immediately, or very quickly after, cancel the game. I don’t follow football but this is the kind of stuff that floats up to my attention because it’s something my circles are interested in. It was both not at all surprising that the NFL didn’t have what it took (morality? souls?) to immediately cancel the game and apparently expected both teams to take the field again shortly after, without knowing if a fellow player was ok. I heard that the teams and the team reps told the NFL that the game wouldn’t go on (buzzfeed article). There’s something deeply wrong with parts of our society for that not to be an immediate decision, IMO. And football is such a dangerous game.

~~~~~

Inspired by the vacation that very much wasn’t, I designed a couple new tees: small body, big feelings (guess who?), big heart big feelings. Tickled by silliness about people being more charmed than sensible: skritches get stitches. (more…)

January 3, 2023

Money & Life Report: December 2022

Net worth and life update: Image of nest with 5 blue blackbird eggs.

On Money

Income

Our primary income comes from our full time jobs. We have minimal income from investing in index funds and dividend stocks (all reinvested). We earn money on the side to supplement our main incomes. We get a bit of income from Swagbucks, cash back sites (Rakuten, Mr.Rebates) and affiliate links to Bookshop and Amazon sometimes pay a micro-commission to keep the blog running. The sidebar has ways to support the blog and our charitable giving.

Our long term goal is to replace our day job income with passive income before my health prevents me from working. I know from my Mom’s experience that qualifying for or relying on disability is incredibly tough or near impossible here in CA. Aside from that, I aim to do my best to make the most of what we can do while we can.

***

Dividend income. We received $400 in dividends from the stocks portfolio.

(more…)

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